Fixed rate loan
Know exactly what you owe every month with a steady rate and a consistent payment schedule.
Home Equity Loans
Tap into your equity with a fixed-rate home equity loan.
Turn the value you have built in your home into one upfront lump sum for renovations, debt consolidation, education costs, or a major purchase with predictable monthly payments.
Home equity basics
What is a home equity loan?
A home equity loan lets you borrow against the value you have already built in your home and receive the proceeds in one lump sum. You repay it at a fixed rate over a set term, which means predictable monthly payments from start to finish.
Fixed rate home loan
Why a home equity loan is a great choice for you
Lump sum access
Receive the full approved amount up front for planned projects, large expenses, or strategic debt payoff.
Use your equity
Put your home’s value to work without replacing your existing mortgage structure.
Payments that fit
Choose a repayment term that balances your monthly budget and long-term borrowing goals.
Goals you can achieve with a home equity loan
Use your funds for upgrades, milestones, and balance sheet cleanup without guessing at your monthly payment.
Applying is simple
Take the next step toward realizing your dream.
Our lending team can help you compare loan terms, estimate monthly payments, and determine how much equity may be available for your goals.
- Discuss financing goals with a lending specialist.
- Review term choices and fixed-rate payment options.
- Move through documentation and closing with guidance.
Home equity tools and resources
Helpful planning support before you borrow.
Calculate your payment
Estimate fixed monthly payments before you apply.
Understand loan terms
Compare repayment timelines and total borrowing cost.
Loan payment planner
Map how a fixed payment fits within your current budget.
Documentation checklist
See what information lenders typically ask you to provide.
Rates and APR guide
Understand how APR, term, and discount options work together.
Home equity loan help center
Answers for planning, applying, and repayment.
Take the next step
Choose the support option that works best for you.
Visit a branch
Speak with a representative in person and review your loan options face to face.
Visit BranchCall us
Talk through rates, repayment, and documentation requirements with a lending specialist.
(747) 200-5228Request support
Send your questions and let our team guide you toward the right next step.
Request Support