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Quickly see the offers that you could prequalify for.
AUTO LOAN REFINANCING
Members save more than $2,200 on average by refinancing their auto loan1
Auto Loan Refinancing
Paying off your existing car loan and refinancing into a new one could help you save money by scoring a lower interest rate. If you are still using dealer financing, rates have likely dropped since you got your existing loan.
So, if you have been keeping up with your payments, now could be a great time to apply online and save.
Drive away with better terms
Lower Your Monthly Payment
Flexible terms and great rates could help you pay less than you are right now.
Easy, Simple, Secure
Our secure, encrypted (TLS/SSL) online application ensures a quick and hassle-free refinancing process.
What Our Members Say
"Apex Lend has treated me very well over the years, from auto refinancing to personal loans to credit consolidation. Thank you Apex Lend for helping secure my financial future!"3
—Dino S.
Read More Reviews
How Auto Refinancing Works with Apex Lend
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Apply Now
Tell us a little about yourself and your vehicle, and, if you qualify, you will receive multiple auto refinancing offers that could help you save.
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Confirm Your Details
Select the offer you like best and complete our easy online application. We may ask you for more information, if needed.
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Drive Off With Savings
If approved, we will pay off your previous lender. It is that simple!
Frequently Asked Questions
Auto refinancing replaces your existing auto loan with a new loan that may have a lower rate, a different term, or lower monthly payments.
Eligibility depends on your vehicle, current loan details, payment history, and credit profile.
Most members can check rates quickly online. Final approval timing depends on required verification and documents.
You may need vehicle details, payoff information for your current lender, proof of identity, and income verification documents.
Checking your rate uses a soft credit inquiry. A hard inquiry may occur only if you continue with a full application.
If refinancing lowers your APR or monthly payment and aligns with your goals, it can reduce total interest and improve monthly cash flow.