.ml-page {
  background: #ffffff;
  color: #1d2550;
}

.ml-page main {
  overflow: hidden;
}

.ml-page .container {
  max-width: 1180px;
}

.ml-hero {
  padding: 42px 0 26px;
  background: #ffffff;
}

.ml-hero-panel {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.35fr);
  align-items: stretch;
  background: #ffffff;
}

.ml-hero-copy {
  padding: 30px 34px 28px 0;
  align-self: center;
}

.ml-eyebrow {
  margin: 0 0 12px;
  color: #4e5f8f;
  font-size: 13px;
  font-weight: 800;
  line-height: 1.3;
  letter-spacing: 0.02em;
}

.ml-hero-copy h1 {
  margin: 0 0 14px;
  color: #24315f;
  font-size: 44px;
  font-weight: 800;
  line-height: 1.02;
  letter-spacing: -0.03em;
}

.ml-subcopy {
  max-width: 330px;
  margin: 0 0 18px;
  color: #67728f;
  font-size: 16px;
  line-height: 1.55;
}

.ml-primary-btn,
.ml-pill-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 22px;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 800;
  text-align: center;
  text-decoration: none;
  transition:
    transform 0.24s ease,
    box-shadow 0.24s ease,
    opacity 0.24s ease,
    background-color 0.24s ease,
    color 0.24s ease;
}

.ml-primary-btn {
  background: #ef7a2a;
  color: #ffffff;
  box-shadow: 0 16px 26px rgba(239, 122, 42, 0.28);
}

.ml-primary-btn:hover,
.ml-pill-btn:hover {
  transform: translateY(-2px);
  color: inherit;
}

.ml-hero-note {
  margin: 10px 0 0;
  color: #7e869d;
  font-size: 12px;
  font-weight: 700;
}

.ml-hero-media {
  min-height: 372px;
}

.ml-hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.ml-expenses {
  padding: 16px 0 34px;
  background: #ffffff;
}

.ml-expenses-grid {
  display: grid;
  grid-template-columns: 324px minmax(0, 1fr);
  gap: 38px;
  align-items: center;
}

.ml-expenses-media {
  width: 100%;
  max-width: 324px;
  overflow: hidden;
  border-radius: 0 220px 220px 0;
}

.ml-expenses-media img {
  width: 100%;
  aspect-ratio: 0.78;
  object-fit: cover;
  display: block;
}

.ml-expenses-copy h2 {
  margin: 0 0 26px;
  color: #253261;
  font-size: 32px;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.02em;
  text-align: center;
}

.ml-expense-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px 28px;
}

.ml-expense-item h3 {
  margin: 0 0 6px;
  color: #304372;
  font-size: 17px;
  font-weight: 800;
  line-height: 1.3;
}

.ml-expense-item p {
  margin: 0;
  color: #7b849c;
  font-size: 14px;
  line-height: 1.55;
}

.ml-banner {
  padding: 0;
}

.ml-banner-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 28px 34px;
  background: #21204c;
  color: #ffffff;
}

.ml-banner-inner h2 {
  margin: 0;
  color: inherit;
  font-size: 30px;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.02em;
}

.ml-pill-btn-light {
  background: #ef7a2a;
  color: #ffffff;
}

.ml-faq-section {
  padding: 64px 0 54px;
  background: #f2f2f4;
}

.ml-faq-wrap {
  max-width: 900px;
  margin: 0 auto;
}

.ml-faq-wrap h2 {
  margin: 0 0 28px;
  color: #24315f;
  font-size: 32px;
  font-weight: 800;
  line-height: 1.16;
  text-align: center;
}

.ml-faq-list {
  display: grid;
  gap: 10px;
}

.ml-faq-item {
  border: 1px solid #d9dde5;
  background: #ffffff;
}

.ml-faq-toggle {
  position: relative;
  width: 100%;
  padding: 17px 54px 17px 18px;
  border: 0;
  background: transparent;
  color: #33416f;
  font-size: 15px;
  font-weight: 700;
  line-height: 1.45;
  text-align: left;
}

.ml-faq-toggle::after {
  content: "+";
  position: absolute;
  top: 50%;
  right: 18px;
  transform: translateY(-50%);
  color: #8692ae;
  font-size: 22px;
  font-weight: 400;
}

.ml-faq-toggle[aria-expanded="true"]::after {
  content: "−";
}

.ml-faq-answer {
  padding: 0 18px 18px;
  color: #6f7890;
  font-size: 14px;
  line-height: 1.65;
}

.ml-faq-cta {
  margin-top: 24px;
  text-align: center;
}

.ml-pill-btn-outline {
  min-height: 38px;
  padding: 0 18px;
  border: 1.5px solid #8592b0;
  color: #506188;
  background: transparent;
}

.ml-rating {
  padding: 0;
  background: #ffffff;
}

.ml-rating-card {
  padding: 34px 24px;
  background: #f4ad16;
  text-align: center;
}

.ml-stars {
  margin-bottom: 10px;
  color: #22224f;
  font-size: 30px;
  letter-spacing: 0.18em;
}

.ml-rating-card h2 {
  max-width: 820px;
  margin: 0 auto 8px;
  color: #22224f;
  font-size: 18px;
  font-weight: 800;
  line-height: 1.45;
}

.ml-rating-card p {
  margin: 0 0 16px;
  color: #6a4d00;
  font-size: 13px;
}

.ml-pill-btn-dark {
  min-height: 36px;
  padding: 0 18px;
  background: #23234f;
  color: #ffffff;
}

.ml-articles {
  padding: 58px 0 62px;
  background: #ffffff;
}

.ml-articles-head h2 {
  margin: 0 0 28px;
  color: #253261;
  font-size: 34px;
  font-weight: 800;
  line-height: 1.12;
  text-align: center;
}

.ml-article-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.ml-article-card {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.ml-article-image {
  overflow: hidden;
  border-radius: 22px;
}

.ml-article-image-left {
  border-radius: 34px 18px 18px 18px;
}

.ml-article-image-right {
  border-radius: 18px 34px 18px 18px;
}

.ml-article-image img {
  width: 100%;
  aspect-ratio: 1.42;
  object-fit: cover;
  display: block;
}

.ml-article-card h3 {
  margin: 0;
  color: #26335f;
  font-size: 18px;
  font-weight: 800;
  line-height: 1.35;
}

.ml-article-card p {
  margin: 0;
  color: #7a839d;
  font-size: 14px;
  line-height: 1.6;
}

.ml-banner-bottom .ml-banner-inner {
  justify-content: center;
  text-align: center;
}

.ml-banner-inner-stacked {
  flex-direction: column;
}

.ml-banner-inner-stacked p {
  max-width: 620px;
  margin: 0;
  color: rgba(255, 255, 255, 0.78);
  font-size: 15px;
  line-height: 1.6;
}

@media (max-width: 991.98px) {
  .ml-hero-copy {
    padding: 22px 18px 22px 0;
  }

  .ml-hero-copy h1 {
    font-size: 34px;
  }

  .ml-expenses-grid {
    grid-template-columns: 250px minmax(0, 1fr);
    gap: 24px;
  }

  .ml-expense-list {
    gap: 16px 18px;
  }

  .ml-banner-inner {
    padding: 24px 22px;
  }

  .ml-banner-inner h2 {
    font-size: 24px;
  }

  .ml-article-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 767.98px) {
  .ml-hero {
    padding-top: 18px;
  }

  .ml-hero-panel {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1.08fr);
  }

  .ml-hero-copy {
    padding: 18px 12px 18px 0;
  }

  .ml-eyebrow {
    font-size: 11px;
  }

  .ml-hero-copy h1 {
    font-size: 28px;
  }

  .ml-subcopy {
    margin-bottom: 14px;
    font-size: 13px;
  }

  .ml-primary-btn {
    min-height: 40px;
    padding: 0 16px;
    font-size: 12px;
  }

  .ml-hero-note {
    font-size: 11px;
  }

  .ml-hero-media {
    min-height: 264px;
  }

  .ml-expenses {
    padding-top: 10px;
  }

  .ml-expenses-grid {
    grid-template-columns: 1fr;
    gap: 22px;
  }

  .ml-expenses-media {
    max-width: 240px;
    margin: 0 auto;
    border-radius: 0 180px 180px 0;
  }

  .ml-expenses-copy h2 {
    margin-bottom: 20px;
    font-size: 24px;
    text-align: left;
  }

  .ml-expense-list {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }

  .ml-expense-item h3 {
    font-size: 15px;
  }

  .ml-expense-item p {
    font-size: 13px;
  }

  .ml-banner-inner {
    flex-direction: column;
    text-align: center;
  }

  .ml-faq-section {
    padding: 44px 0 40px;
  }

  .ml-faq-wrap h2,
  .ml-articles-head h2 {
    font-size: 26px;
  }

  .ml-rating-card {
    padding: 28px 18px;
  }
}