/* ===== Anchor offset for sticky header ===== */
:root {
  --header-h: 70px;            /* default fallback */
}

/* Smooth scrolling + global padding for in-page anchors */
html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--header-h);
}

/* Extra compatibility so the target never hides under header */
:target {
  scroll-margin-top: var(--header-h);
}

/* If you want to be explicit for key sections too */
#apply, #home, #service, #process, #highlights, #faqs, #about {
  scroll-margin-top: calc(var(--header-h) + 8px);
}

/* ============================
   STEP FORM CARD (container)
   ============================ */
.step-form-card {
  /* design */
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.12);
  border: 1px solid #eef2f7;
  overflow: hidden; /* prevent any visual overflow */

  /* progress layout variables */
  --sf-pad-x: 28px; /* horizontal padding for dots & line */
  --sf-dot: 36px; /* size of the numbered dots */
  --sf-track-h: 4px; /* height of the progress track */
  --sf-fill: 0%; /* JS can update this to 0/50/100% etc. */
}

/* Header */
.sf-header {
  padding: 18px var(--sf-pad-x);
  background: linear-gradient(90deg, #004d6e 0%, #00accc 100%);
  color: #fff;
  border-radius: 16px 16px 0 0;
}
.sf-header h4 {
  margin: 0 0 4px;
  font-weight: 700;
  color: #fff;
}
.sf-header p {
  margin: 0;
  opacity: 0.9;
  color: #fff;
}

/* ============================
   PROGRESS (dots + line)
   ============================ */
.sf-progress {
  position: relative;
  padding: 24px var(--sf-pad-x) 12px;
  overflow: hidden; /* ensures line never bleeds outside on small screens */
}

/* base (full) track */
.sf-progress::before {
  content: "";
  position: absolute;
  left: var(--sf-pad-x);
  right: var(--sf-pad-x);
  top: calc(24px + (var(--sf-dot) / 2) - (var(--sf-track-h) / 2));
  height: var(--sf-track-h);
  background: #e7eff6;
  border-radius: 2px;
}

/* animated fill bar */
.sf-progress-bar {
  position: absolute;
  left: var(--sf-pad-x);
  top: calc(24px + (var(--sf-dot) / 2) - (var(--sf-track-h) / 2));
  height: var(--sf-track-h);
  width: var(--sf-fill); /* JS should set --sf-fill to 0%, 50%, 100% */
  max-width: calc(100% - (var(--sf-pad-x) * 2));
  background: linear-gradient(90deg, #004d6e, #00accc);
  border-radius: 2px;
  transition: width 0.35s ease;
  will-change: width;
}

/* numbered dots */
.sf-steps {
  display: flex;
  justify-content: space-between;
  list-style: none;
  padding: 0 var(--sf-pad-x);
  margin: 0 0 12px;
  position: relative;
}
.sf-steps li {
  width: var(--sf-dot);
  height: var(--sf-dot);
  border-radius: 50%;
  background: #cfd8dc;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.06);
  z-index: 1;
}
.sf-steps li.active,
.sf-steps li.completed {
  background: linear-gradient(90deg, #004d6e, #00accc);
}

/* ============================
   STEPS / FIELDS
   ============================ */
.sf-step {
  display: none;
  padding: 10px var(--sf-pad-x) 22px;
}
.sf-step.active {
  display: block;
}
.sf-title {
  color: #004d6e;
  margin: 8px 0 14px;
  font-weight: 700;
}

.sf-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 16px;
}
.sf-field {
  position: relative;
}
/* Make "Bank Name" full width (Step 3) on >= 577px */
@media (min-width: 577px) {
  .sf-step[data-step="3"] .sf-grid .sf-field:last-child {
    grid-column: 1 / -1;
  }
}
.sf-field label {
  color: #454546;
  display: block;
  margin-bottom: 6px;
  font-weight: 600;
}

.sf-field input,
.sf-field select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid #787878;
  border-radius: 10px;
  outline: 0;
  font-size: 14px;
  background: #fff;
  color: #333;
}
.sf-field select {
  appearance: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  background: #fff
    url("data:image/svg+xml;utf8,<svg fill='%23004d6e' height='20' width='20' xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='M7 10l5 5 5-5'/></svg>")
    no-repeat right 12px center/18px 18px;
  padding-right: 40px;
  cursor: pointer;
}
.sf-field input:focus,
.sf-field select:focus {
  border-color: #00accc;
  box-shadow: 0 0 0 3px rgba(0, 172, 204, 0.12);
}
.sf-field option {
  padding: 10px;
  font-size: 14px;
  background: #fff;
  color: #333;
}
.sf-spacer {
  visibility: hidden;
}

/* Actions */
.sf-actions {
  display: flex;
  gap: 10px;
  margin-top: 14px;
}
.sf-btn {
  background: linear-gradient(90deg, #004d6e, #00accc);
  color: #fff;
  border: none;
  border-radius: 10px;
  padding: 12px 38px;
  cursor: pointer;
  font-weight: 600;
  transition: transform 0.15s ease, opacity 0.15s ease;
}
.sf-btn:hover {
  opacity: 0.95;
  transform: translateY(-1px);
}
.sf-btn.sf-ghost {
  background: #fff;
  color: #004d6e;
  border: 1px solid #00accc;
}
.sf-message {
  padding: 0 var(--sf-pad-x) 18px;
  font-weight: 700;
}

/* Responsive */
@media (max-width: 576px) {
  .sf-grid {
    grid-template-columns: 1fr;
  }
  .step-form-card {
    --sf-pad-x: 16px;
  } /* pull dots/line in tighter on phones */
}

/* ============================
   TEXT-ONLY HIGHLIGHTS
   ============================ */
.text-only-highlights .text-tile {
  position: relative;
  height: 100%;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.98) 0%, #f8fbfd 100%);
  border: 1px solid rgba(14, 43, 78, 0.08);
  border-radius: 22px;
  padding: 26px 24px 24px;
  box-shadow: 0 14px 28px rgba(22, 36, 62, 0.08);
  overflow: hidden;
}
.text-only-highlights .text-tile::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: linear-gradient(90deg, #0c7ea0 0%, #27b1d1 100%);
}
.text-only-highlights .text-tile::after {
  content: "";
  position: absolute;
  right: -22px;
  bottom: -22px;
  width: 92px;
  height: 92px;
  border-radius: 50%;
  background: rgba(12, 126, 160, 0.06);
}
.text-only-highlights .text-tile:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 38px rgba(22, 36, 62, 0.14);
  border-color: rgba(12, 126, 160, 0.18);
}
.text-only-highlights .text-tile-title {
  position: relative;
  z-index: 1;
  font-size: 24px;
  line-height: 1.2;
  margin-bottom: 12px;
}
.text-only-highlights p {
  margin: 0;
  position: relative;
  z-index: 1;
  color: #667085;
  line-height: 1.75;
}

/* ============================
   EQUAL HEIGHT SERVICE CARDS
   ============================ */
.tp-service-equal .service-card {
  display: flex;
  flex-direction: column;
  height: 100%;
  min-height: 380px;
    box-shadow: 0 8px 18px rgba(22, 36, 62, 0.155);

}
.tp-service-equal .tp-service-thumb-2 img {
  width: 100%;
  height: 180px;
  object-fit: cover;
  border-radius: 12px;
}
.tp-service-equal .tp-service-content-2 {
  margin-top: 14px;
}
@media (max-width: 1199.98px) {
  .tp-service-equal .service-card {
    min-height: 360px;
  }
}
@media (max-width: 991.98px) {
  .tp-service-equal .service-card {
    min-height: 340px;
  }
}

/* ============================
   SERVICES MOSAIC REDESIGN
   ============================ */
.lc-about-section {
  background:
    radial-gradient(circle at top right, rgba(0, 163, 195, 0.08), transparent 24%),
    linear-gradient(180deg, #ffffff 0%, #f8fbfd 100%);
}
.lc-about-shell {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 30px;
  align-items: start;
}
.lc-about-heading {
  grid-column: 1 / -1;
  max-width: 760px;
  margin: 0 auto 18px;
  text-align: center;
}
.lc-about-image-wrap {
  position: relative;
  border-radius: 34px;
  overflow: hidden;
  display: grid;
  grid-template-rows: minmax(340px, 390px) auto;
  min-height: 560px;
  background: #eef4f9;
  box-shadow: 0 28px 60px rgba(11, 28, 52, 0.12);
}
.lc-about-image-stage {
  position: relative;
  overflow: hidden;
}
.lc-about-image {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.lc-about-image-badge {
  position: absolute;
  display: flex;
  flex-direction: column;
  gap: 4px;
  max-width: 240px;
  padding: 18px 20px;
  border: 1px solid rgba(255, 255, 255, 0.5);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.86);
  backdrop-filter: blur(10px);
  box-shadow: 0 20px 40px rgba(11, 28, 52, 0.12);
}
.lc-about-image-badge strong {
  color: #16243e;
  font-size: 28px;
  line-height: 1.1;
}
.lc-about-image-badge span {
  color: #5f7089;
  line-height: 1.6;
}
.lc-about-image-badge-top {
  top: 24px;
  left: 24px;
}
.lc-about-visual-panel {
  display: grid;
  gap: 16px;
  align-content: start;
  padding: 28px 28px 30px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.14), transparent),
    linear-gradient(180deg, #edf4f9 0%, #dfeaf3 100%);
}
.lc-about-visual-kicker {
  margin: 0;
  color: #0c7ea0;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.lc-about-visual-panel h4 {
  max-width: 420px;
  margin: 0;
  color: #16243e;
  font-size: 34px;
  line-height: 1.15;
  letter-spacing: -0.03em;
}
.lc-about-visual-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.lc-about-visual-points span {
  display: inline-flex;
  align-items: center;
  min-height: 38px;
  padding: 0 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.75);
  border: 1px solid rgba(14, 43, 78, 0.08);
  color: #31506e;
  font-size: 13px;
  font-weight: 700;
}
.lc-about-visual-panel .lc-about-actions {
  margin-top: 6px;
  padding-top: 6px;
  align-items: center;
}
.lc-about-visual-panel .lc-about-trust {
  max-width: 320px;
}
.lc-about-content {
  display: grid;
  gap: 24px;
  max-width: 620px;
  margin: 0 0 0 auto;
  padding-top: 6px;
}
.lc-about-copy {
  display: grid;
  gap: 16px;
}
.lc-about-copy p {
  margin: 0;
  color: #607089;
  font-size: 17px;
  line-height: 1.82;
}
.lc-about-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.lc-about-pills span {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 0 14px;
  border-radius: 999px;
  background: #f1f7fb;
  border: 1px solid rgba(14, 43, 78, 0.08);
  color: #184162;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.02em;
}
.lc-about-highlights {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}
.lc-about-highlight {
  display: flex;
  gap: 16px;
  padding: 22px 20px;
  border: 1px solid rgba(14, 43, 78, 0.08);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 12px 24px rgba(11, 28, 52, 0.05);
}
.lc-about-highlight-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 54px;
  width: 54px;
  height: 54px;
  border-radius: 18px;
  background: #eff8fb;
}
.lc-about-highlight-icon img {
  width: 28px;
  height: 28px;
  object-fit: contain;
}
.lc-about-highlight h5 {
  margin: 0 0 6px;
  color: #16243e;
  font-size: 20px;
  line-height: 1.25;
}
.lc-about-highlight p {
  margin: 0;
  color: #607089;
  line-height: 1.7;
}
.lc-about-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 20px;
  padding-top: 4px;
}
.lc-about-trust {
  display: flex;
  align-items: center;
  gap: 14px;
}
.lc-about-trust img {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  object-fit: cover;
}
.lc-about-trust p {
  margin: 0 0 2px;
  color: #0c7ea0;
  font-weight: 600;
}
.lc-about-trust h4 {
  margin: 0;
  color: #16243e;
  font-size: 22px;
  line-height: 1.2;
  text-transform: capitalize;
}
.lc-services-section {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at top left, rgba(0, 163, 195, 0.08), transparent 26%),
    linear-gradient(180deg, #f8fbfd 0%, #eef4f8 100%);
}
.lc-services-shell {
  display: grid;
  gap: 34px;
}
.lc-services-heading {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, 0.75fr);
  gap: 28px;
  align-items: start;
}
.lc-services-heading-copy p {
  max-width: 720px;
  margin: 18px 0 0;
  color: #607089;
  font-size: 17px;
  line-height: 1.8;
}
.lc-services-heading-side {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 18px;
}
.lc-services-heading-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 12px;
}
.lc-services-heading-badges span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 92px;
  padding: 10px 16px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.8);
  border: 1px solid rgba(0, 35, 82, 0.08);
  box-shadow: 0 8px 18px rgba(11, 28, 52, 0.05);
  color: #163454;
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 0.02em;
}
.lc-services-top-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 0 22px;
  border-radius: 999px;
  font-weight: 700;
  transition: 0.3s ease;
  background: #0c7ea0;
  color: #fff;
  box-shadow: 0 12px 28px rgba(12, 126, 160, 0.18);
}
.lc-services-top-btn:hover {
  color: #fff;
  transform: translateY(-2px);
}
.lc-services-summary {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.lc-services-summary-item {
  padding: 22px 24px;
  border: 1px solid rgba(13, 42, 76, 0.08);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 10px 24px rgba(11, 28, 52, 0.05);
}
.lc-services-summary-item strong {
  display: block;
  margin-bottom: 4px;
  color: #16243e;
  font-size: 26px;
  line-height: 1.1;
}
.lc-services-summary-item span {
  color: #607089;
  line-height: 1.6;
}
.lc-services-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}
.lc-service-card {
  display: flex;
  flex-direction: column;
  gap: 14px;
  min-height: 250px;
  padding: 28px 26px;
  border: 1px solid rgba(14, 43, 78, 0.08);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 14px 28px rgba(11, 28, 52, 0.06);
  transition: transform 0.28s ease, box-shadow 0.28s ease, border-color 0.28s ease;
}
.lc-service-card:hover {
  transform: translateY(-4px);
  border-color: rgba(12, 126, 160, 0.22);
  box-shadow: 0 20px 34px rgba(11, 28, 52, 0.1);
}
.lc-service-card-tag {
  display: inline-flex;
  align-self: flex-start;
  padding: 7px 12px;
  border-radius: 999px;
  background: #eff8fb;
  color: #0b7898;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.lc-service-card h4 {
  margin: 0;
  color: #16243e;
  font-size: 24px;
  line-height: 1.2;
}
.lc-service-card p {
  margin: 0;
  color: #607089;
  line-height: 1.75;
}
.lc-service-card-link {
  margin-top: auto;
  color: #16243e;
  font-weight: 700;
}
.lc-service-card:hover .lc-service-card-link {
  color: #0b7898;
}
.lc-services-footer-links {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
  padding-top: 4px;
}
.lc-services-footer-links > span {
  color: #607089;
  font-weight: 600;
}
.lc-services-footer-links a {
  display: inline-flex;
  align-items: center;
  min-height: 46px;
  padding: 0 18px;
  border-radius: 999px;
  border: 1px solid rgba(14, 43, 78, 0.09);
  background: rgba(255, 255, 255, 0.85);
  color: #183555;
  font-weight: 600;
}
.lc-services-footer-links a:hover {
  color: #0b7898;
  border-color: rgba(11, 120, 152, 0.22);
}

/* ============================
   MODERN PROCESS SECTION
   ============================ */
.lc-process-section {
  position: relative;
}
.lc-process-shell {
  display: grid;
  gap: 38px;
}
.lc-process-heading {
  max-width: 920px;
  margin: 0 auto;
}
.lc-process-heading p {
  color: #607089;
  font-size: 18px;
  line-height: 1.8;
}
.lc-process-tags {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-top: 22px;
}
.lc-process-tags span {
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  padding: 0 16px;
  border-radius: 999px;
  background: #eff8fb;
  border: 1px solid rgba(14, 43, 78, 0.08);
  color: #16506f;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.02em;
}
.lc-process-steps {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}
.lc-process-steps::before {
  content: "";
  position: absolute;
  top: 66px;
  left: 18%;
  right: 18%;
  border-top: 1px dashed rgba(22, 36, 62, 0.18);
  z-index: 0;
}
.lc-process-card {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 18px;
  min-height: 100%;
  padding: 28px 24px 26px;
  border-radius: 26px;
  border: 1px solid rgba(14, 43, 78, 0.08);
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.98) 0%, #f8fbfd 100%);
  box-shadow: 0 18px 36px rgba(11, 28, 52, 0.08);
  transition: transform 0.28s ease, box-shadow 0.28s ease, border-color 0.28s ease;
}
.lc-process-card:hover {
  transform: translateY(-6px);
  border-color: rgba(12, 126, 160, 0.2);
  box-shadow: 0 24px 44px rgba(11, 28, 52, 0.12);
}
.lc-process-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.lc-process-step-no {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 52px;
  height: 52px;
  border-radius: 16px;
  background: linear-gradient(135deg, #0c7ea0 0%, #27b1d1 100%);
  color: #fff;
  font-size: 18px;
  font-weight: 700;
  letter-spacing: 0.04em;
}
.lc-process-card-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 74px;
  height: 74px;
  border-radius: 22px;
  background: #eef7fb;
  border: 1px solid rgba(12, 126, 160, 0.08);
}
.lc-process-card-icon img {
  width: 34px;
  height: 34px;
  object-fit: contain;
}
.lc-process-card h4 {
  margin: 0;
  color: #16243e;
  font-size: 28px;
  line-height: 1.18;
}
.lc-process-card p {
  margin: 0;
  color: #607089;
  line-height: 1.8;
}
.lc-process-note {
  max-width: 880px;
  margin: 0 auto;
  padding: 18px 22px;
  border-radius: 18px;
  background: #f3f8fb;
  border: 1px solid rgba(14, 43, 78, 0.08);
  color: #607089;
  text-align: center;
  line-height: 1.7;
}
@media (max-width: 1399.98px) {
  .lc-services-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}
@media (max-width: 1199.98px) {
  .lc-about-shell {
    grid-template-columns: 1fr;
  }
  .lc-about-image-wrap {
    min-height: 0;
  }
  .lc-about-content {
    max-width: none;
    margin: 0;
    padding-top: 0;
  }
  .lc-services-heading {
    grid-template-columns: 1fr;
  }
  .lc-services-heading-side {
    align-items: flex-start;
  }
  .lc-services-heading-badges {
    justify-content: flex-start;
  }
  .lc-process-steps {
    grid-template-columns: 1fr;
  }
  .lc-process-steps::before {
    display: none;
  }
}
@media (max-width: 767.98px) {
  .lc-about-image-wrap {
    border-radius: 26px;
    grid-template-rows: minmax(240px, 280px) auto;
  }
  .lc-about-image-badge {
    max-width: 180px;
    padding: 14px 16px;
  }
  .lc-about-image-badge strong {
    font-size: 22px;
  }
  .lc-about-visual-panel {
    padding: 22px 20px 24px;
  }
  .lc-about-visual-panel h4 {
    font-size: 26px;
  }
  .lc-about-copy p {
    font-size: 16px;
  }
  .lc-about-highlights {
    grid-template-columns: 1fr;
  }
  .lc-about-actions {
    align-items: flex-start;
  }
  .lc-about-trust h4 {
    font-size: 18px;
  }
  .lc-services-shell {
    gap: 28px;
  }
  .lc-services-heading-copy p {
    font-size: 16px;
  }
  .lc-services-summary,
  .lc-services-grid {
    grid-template-columns: 1fr;
  }
  .lc-service-card {
    min-height: 0;
    padding: 24px 22px;
  }
  .lc-service-card h4 {
    font-size: 22px;
  }
  .lc-services-top-btn {
    width: 100%;
  }
  .lc-process-heading p {
    font-size: 16px;
  }
  .lc-process-card {
    padding: 24px 20px 22px;
  }
  .lc-process-card h4 {
    font-size: 24px;
  }
  .lc-process-card-top {
    align-items: flex-start;
  }
}

/* ============================
   FAQ look & feel
   ============================ */
.lc-faq-section {
  position: relative;
  background:
    radial-gradient(circle at top left, rgba(0, 163, 195, 0.06), transparent 26%),
    linear-gradient(180deg, #f8fbfd 0%, #f3f7fa 100%);
}
.lc-faq-tags {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-top: 22px;
}
.lc-faq-tags span {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 0 16px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(14, 43, 78, 0.08);
  color: #184162;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.02em;
  box-shadow: 0 8px 18px rgba(11, 28, 52, 0.04);
}
.tp-faq-accordion .accordion-item {
  position: relative;
  border: 1px solid rgba(14, 43, 78, 0.08);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.94);
  overflow: hidden;
  box-shadow: 0 12px 24px rgba(22, 36, 62, 0.06);
  margin-bottom: 16px;
}
.tp-faq-accordion .accordion-item::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 4px;
  background: linear-gradient(180deg, #0c7ea0 0%, #27b1d1 100%);
  opacity: 0;
  transition: opacity 0.25s ease;
}
.tp-faq-accordion .accordion-button {
  font-weight: 700;
  font-size: 17px;
  line-height: 1.35;
  padding: 22px 24px 22px 28px;
  background: transparent;
  box-shadow: none;
  color: #16243e;
}
.tp-faq-accordion .accordion-button:not(.collapsed) {
  color: #0a2540;
  background: rgba(12, 126, 160, 0.03);
}
.tp-faq-accordion .accordion-item:has(.accordion-button:not(.collapsed))::before {
  opacity: 1;
}
.tp-faq-accordion .accordion-body {
  padding: 0 24px 24px 28px;
  color: #667085;
  font-size: 16px;
  line-height: 1.85;
}
.tp-faq-accordion .accordion-button::after {
  filter: grayscale(100%) contrast(120%);
  transform-origin: center;
}
.tp-faq-accordion .accordion-button:not(.collapsed)::after {
  transform: rotate(-180deg);
}
@media (max-width: 991.98px) {
  .tp-faq-accordion .accordion-button {
    font-size: 16px;
  }
}
@media (max-width: 767.98px) {
  .lc-faq-tags {
    justify-content: flex-start;
  }
  .tp-faq-accordion .accordion-button {
    font-size: 15px;
    padding: 18px 18px 18px 22px;
  }
  .tp-faq-accordion .accordion-body {
    padding: 0 18px 20px 22px;
    font-size: 15px;
  }
}

/* ============================
   HERO REDESIGN (LENDING STYLE)
   ============================ */
.hero-lc {
  position: relative;
  overflow: hidden;
  background-image: linear-gradient(
      90deg,
      rgba(5, 13, 24, 0.92) 0%,
      rgba(5, 13, 24, 0.82) 38%,
      rgba(5, 13, 24, 0.52) 66%,
      rgba(5, 13, 24, 0.3) 100%
    ),
    url("../img/about/usfamily.jpg");
  background-size: cover;
  background-position: center right;
}

.hero-lc-content {
  position: relative;
  z-index: 2;
  max-width: 100%;
}

.hero-lc-subtitle {
  display: inline-block;
  color: #9bd7ff;
  text-transform: uppercase;
  font-size: 12px;
  letter-spacing: 0.18em;
  font-weight: 700;
  margin-bottom: 10px;
}

.hero-lc-title {
  color: #fff;
  font-size: clamp(34px, 4vw, 64px);
  line-height: 1.08;
  margin: 0 0 14px;
  max-width: 980px;
  font-weight: 800;
}

.hero-lc-title span {
  color: #7ed0ff;
}

.hero-lc-copy {
  color: #e8f3ff;
  font-size: 17px;
  line-height: 1.5;
  margin: 0 0 12px;
  max-width: 980px;
}

.hero-lc-question {
  margin: 18px 0 4px;
  color: #fff;
  font-size: 26px;
  font-weight: 700;
  line-height: 1.18;
}

.hero-lc-small {
  color: #d2e8ff;
  font-size: 15px;
  margin-bottom: 0;
}

.hero-lc-top-row {
  margin-bottom: 18px;
}

.hero-lc-card-row {
  margin-top: 4px;
}

.hero-loan-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.hero-loan-card {
  position: relative;
  border-radius: 16px;
  background: #f5f7fb;
  border: 1px solid #d9e7f5;
  box-shadow: 0 14px 24px rgba(8, 34, 64, 0.16);
  padding: 16px 18px 20px;
  min-height: 302px;
}

.hero-loan-badge {
  position: absolute;
  right: 12px;
  top: 12px;
  display: inline-block;
  background: #dafee6;
  color: #00a152;
  font-size: 11px;
  font-weight: 700;
  border-radius: 999px;
  padding: 4px 10px;
}

.hero-loan-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: #f1f8ff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #0d6aab;
  font-size: 21px;
  margin-bottom: 10px;
}

.hero-loan-card h5 {
  margin: 0 0 6px;
  color: #0f2b46;
  font-size: 17px;
  line-height: 1.3;
  font-weight: 700;
  min-height: 44px;
}

.hero-loan-card p {
  margin: 0;
  color: #47637f;
  font-size: 15px;
  line-height: 1.48;
  min-height: 110px;
}

.hero-loan-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-top: 14px;
  min-height: 46px;
  min-width: 168px;
  border: 1px solid #1281c6;
  color: #0d6ea9;
  border-radius: 10px;
  font-size: 17px;
  font-weight: 700;
  padding: 0 16px;
  transition: all 0.2s ease;
}

.hero-loan-btn:hover {
  background: #0d6ea9;
  color: #fff;
}

.hero-lc-bottom {
  margin-top: 14px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}

.hero-mail-link {
  color: #fff;
  font-size: 15px;
  font-weight: 700;
}

.hero-mail-link i,
.hero-lc-bottom p i {
  margin-right: 8px;
}

.hero-lc-bottom p {
  margin: 0;
  color: #cadff8;
  font-size: 15px;
  font-weight: 500;
}

.hero-form-card.step-form-card {
  border-radius: 18px;
  border: 1px solid #d4deec;
  box-shadow: 0 18px 38px rgba(8, 33, 66, 0.36);
  margin-top: 8px;
}

.hero-form-card .sf-header {
  padding: 14px 18px;
  background: linear-gradient(90deg, #0a5f8d, #0da0c0);
}

.hero-form-card .sf-header h4 {
  font-size: 32px;
  line-height: 1.12;
  margin-bottom: 4px;
}

.hero-form-card .sf-header p {
  font-size: 16px;
  line-height: 1.35;
}

.hero-form-card {
  --sf-pad-x: 18px;
  --sf-dot: 30px;
  --sf-track-h: 4px;
}

.hero-form-card .sf-steps li {
  font-size: 13px;
}

.hero-form-card .sf-title {
  font-size: 20px;
  margin-top: 8px;
  margin-bottom: 10px;
  line-height: 1.2;
}

.hero-form-card .sf-field label {
  font-size: 14px;
  margin-bottom: 6px;
  font-weight: 700;
}

.hero-form-card .sf-field input,
.hero-form-card .sf-field select {
  min-height: 42px;
  border-radius: 10px;
  font-size: 14px;
  padding: 9px 12px;
}

.hero-form-card .sf-field select {
  background-size: 16px 16px;
  background-position: right 10px center;
  padding-right: 30px;
}

.hero-form-card .sf-btn {
  min-height: 40px;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 700;
  padding: 6px 16px;
}

.hero-form-card .sf-btn.sf-ghost {
  background: #eff7ff;
}

.hero-form-card .sf-message {
  font-size: 14px;
  padding-bottom: 14px;
}

@media (max-width: 1700px) {
  .hero-loan-grid {
    gap: 12px;
  }

  .hero-loan-card h5 {
    font-size: 16px;
  }
  .hero-loan-card p {
    font-size: 14px;
    min-height: 102px;
  }
  .hero-loan-btn {
    min-height: 42px;
    min-width: 152px;
    font-size: 15px;
  }
  .hero-mail-link,
  .hero-lc-bottom p {
    font-size: 14px;
  }

  .hero-form-card .sf-header h4 {
    font-size: 28px;
  }
  .hero-form-card .sf-header p {
    font-size: 15px;
  }
  .hero-form-card .sf-title {
    font-size: 18px;
  }
  .hero-form-card .sf-field label {
    font-size: 14px;
  }
  .hero-form-card .sf-field input,
  .hero-form-card .sf-field select {
    min-height: 40px;
    font-size: 13px;
  }
  .hero-form-card .sf-btn {
    min-height: 38px;
    font-size: 15px;
  }
}

@media (max-width: 1199.98px) {
  .hero-lc {
    background-position: center;
  }

  .hero-lc-title {
    font-size: clamp(30px, 6vw, 48px);
  }

  .hero-lc-question {
    font-size: 25px;
  }

  .hero-lc-copy {
    font-size: 16px;
  }

  .hero-lc-small {
    font-size: 14px;
  }

  .hero-loan-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero-form-card .sf-header h4 {
    font-size: 24px;
  }

  .hero-form-card .sf-title {
    font-size: 18px;
  }
}

@media (max-width: 767.98px) {
  .hero-lc {
    background-image: linear-gradient(
        180deg,
        rgba(5, 13, 24, 0.9) 0%,
        rgba(5, 13, 24, 0.7) 45%,
        rgba(5, 13, 24, 0.7) 100%
      ),
      url("../img/about/usfamily.jpg");
    padding-top: 90px;
  }

  .hero-lc-top-row {
    margin-bottom: 12px;
  }

  .hero-lc-card-row {
    margin-top: 0;
  }

  .hero-loan-grid {
    grid-template-columns: 1fr;
  }

  .hero-loan-card {
    min-height: auto;
  }

  .hero-lc-title {
    font-size: 30px;
  }

  .hero-lc-question {
    font-size: 22px;
  }

  .hero-loan-card h5 {
    font-size: 17px;
  }

  .hero-loan-card p {
    font-size: 14px;
    min-height: 0;
  }

  .hero-mail-link {
    font-size: 13px;
  }

  .hero-lc-bottom p {
    font-size: 13px;
  }

  .hero-form-card .sf-header {
    padding: 18px 16px;
  }

  .hero-form-card .sf-header h4 {
    font-size: 22px;
  }

  .hero-form-card .sf-header p {
    font-size: 14px;
  }

  .hero-form-card .sf-title {
    font-size: 17px;
  }

  .hero-form-card .sf-field label {
    font-size: 13px;
  }

  .hero-form-card .sf-field input,
  .hero-form-card .sf-field select {
    min-height: 40px;
    font-size: 14px;
    padding: 10px 12px;
  }

  .hero-form-card .sf-btn {
    width: 100%;
    min-height: 40px;
    font-size: 15px;
  }

  .hero-form-card .sf-message {
    font-size: 13px;
  }
}

/* ============================
   LendingClub Card Match
   ============================ */
.hero-lc,
.hero-lc .step-form-card,
.hero-lc .step-form-card * {
  font-family: "Mulish", sans-serif;
}

.heroHomePrequalCard_heroPrequalCardContainer__ql3QS {
  display: flex;
  align-items: stretch;
  gap: 16px;
}

.heroHomePrequalCard_heroPrequalCard__kjZpk {
  flex: 1 1 0;
  max-width: calc((100% - 48px) / 4);
}

.heroHomePrequalCard_heroPrequalCardPromotionWrapper__pm8ac {
  position: relative;
  background: #fff;
  border: 2px solid #fff;
  border-radius: 16px;
  box-shadow:
    0 4px 8px -2px rgba(16, 24, 40, 0.1),
    0 2px 4px -2px rgba(16, 24, 40, 0.06);
  height: 100%;
}

.heroHomePrequalCard_heroPrequalCardContentWrapper__pRjQU,
.heroHomePrequalCard_heroPrequalCardMobileWrapper__ci_vt,
.heroHomePrequalCard_heroHomePrequalCardMobileSubWrapper___frkS {
  height: 100%;
}

.heroHomePrequalCard_heroHomePrequalCardMobileSubWrapper___frkS {
  display: flex;
  flex-direction: column;
  padding: 30px 20px 20px 24px;
}

.heroHomePrequalCard_heroPrequalCardTitle__qVMXP {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 10px;
}

.heroHomePrequalCard_heroPrequalCardTitle__qVMXP img {
  width: 48px;
  height: 48px;
  object-fit: contain;
  flex-shrink: 0;
}

.heroHomePrequalCard_heroPrequalCardTitle__qVMXP div {
  color: rgb(17, 59, 94);
  font-size: 16px;
  font-weight: 700;
  line-height: 24px;
  letter-spacing: 0;
}

.heroHomePrequalCard_heroPrequalCardDescription__SttGd {
  color: rgb(85, 123, 146);
  font-size: 14px;
  font-weight: 400;
  line-height: 20px;
  min-height: 120px;
}

.heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg {
  margin-top: auto;
  align-self: flex-start;
  background: transparent;
  border: 1px solid rgb(0, 119, 179);
  color: rgb(0, 119, 179);
  height: 48px;
  min-width: 166px;
  border-radius: 8px;
  padding: 0 16px;
  font-size: 14px;
  font-weight: 800;
  line-height: 20px;
  transition: all 0.2s ease;
}

.heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg:hover {
  background: rgb(0, 119, 179);
  color: #fff;
}

.heroHomePrequalCard_heroPrequalCardPromotion__iP28W {
  position: absolute;
  right: 16px;
  top: 10px;
}

.tag_tag__TPikM {
  display: inline-block;
  background: rgb(236, 253, 243);
  color: rgb(2, 122, 72);
  border-radius: 16px;
  padding: 4px 8px;
  font-size: 12px;
  line-height: 17px;
  font-weight: 400;
}

.tag_tag__TPikM sup {
  font-size: 10px;
  line-height: 1;
}

@media (max-width: 1399.98px) {
  .heroHomePrequalCard_heroPrequalCardContainer__ql3QS {
    flex-wrap: wrap;
    gap: 14px;
  }

  .heroHomePrequalCard_heroPrequalCard__kjZpk {
    flex: 0 0 calc((100% - 14px) / 2);
    max-width: calc((100% - 14px) / 2);
  }
}

@media (max-width: 767.98px) {
  .heroHomePrequalCard_heroPrequalCard__kjZpk {
    flex: 0 0 100%;
    max-width: 100%;
  }

  .heroHomePrequalCard_heroHomePrequalCardMobileSubWrapper___frkS {
    padding: 22px 16px 16px;
  }

  .heroHomePrequalCard_heroPrequalCardDescription__SttGd {
    min-height: 0;
  }
}

/* ============================
   HERO EXACT MATCH OVERRIDES
   ============================ */
.tp-hero-area-2.hero-lc {
  position: relative;
  overflow: hidden;
  min-height: 700px;
  padding-top: 0 !important;
  padding-bottom: 0 !important;
  background-image: linear-gradient(
      112deg,
      rgb(0, 0, 0) 21.56%,
      rgba(0, 0, 0, 0) 80.48%
    ),
    url("../img/hero/lc/hero-bg.jpg");
  background-position: center center;
  background-repeat: no-repeat;
  background-size: cover;
}

.hero-lc,
.hero-lc * {
  font-family: "Mulish", sans-serif;
}

.hero-lc .container {
  max-width: 1200px;
  padding-right: 20px;
  padding-left: 20px;
}

.hero-lc .row {
  --bs-gutter-x: 0;
  --bs-gutter-y: 0;
}

.hero-lc-top-row {
  margin-bottom: 0;
}

.hero-lc-content {
  max-width: 669px;
  margin-top: 28px;
}

.hero-lc-subtitle {
  display: none;
}

.hero-lc-title {
  margin: 0 0 16px;
  max-width: none;
  color: rgb(246, 249, 249);
  font-size: 48px;
  font-weight: 900;
  line-height: 52px;
  letter-spacing: 0;
}

.hero-lc-title strong {
  color: rgb(130, 205, 229);
  font-weight: 900;
}

.hero-lc-copy {
  margin: 0;
  max-width: none;
  color: rgb(246, 249, 249);
  font-size: 16px;
  font-weight: 400;
  line-height: 24.8889px;
}

.hero-lc-question {
  margin: 42px 0 0;
  color: rgb(255, 255, 255);
  font-size: 18px;
  font-weight: 600;
  line-height: 28px;
}

.hero-lc-small {
  margin: 0 0 14px;
  color: rgb(254, 254, 254);
  font-size: 14px;
  font-weight: 400;
  line-height: 20px;
}

.hero-lc-card-row {
  margin-top: 18px;
}

.hero-loan-slider-shell {
  --hero-loan-visible-max: 1272px;
  --hero-loan-fade-width: max(
    52px,
    calc(
      (100vw - min(var(--hero-loan-visible-max), calc(100vw - 48px))) / 2 + 8px
    )
  );
  position: relative;
  width: 100vw;
  margin-left: calc(50% - 50vw);
  overflow: hidden;
  isolation: isolate;
}

.hero-loan-slider-shell::before,
.hero-loan-slider-shell::after {
  content: "";
  position: absolute;
  top: 0;
  bottom: 0;
  width: var(--hero-loan-fade-width);
  z-index: 4;
  pointer-events: none;
  opacity: 1;
  filter: none;
  backdrop-filter: blur(18px) saturate(0.92);
  -webkit-backdrop-filter: blur(18px) saturate(0.92);
}

.hero-loan-slider-shell::before {
  left: 0;
  background: linear-gradient(
    90deg,
    rgba(245, 248, 251, 0.72) 0%,
    rgba(245, 248, 251, 0.58) 16%,
    rgba(245, 248, 251, 0.34) 42%,
    rgba(245, 248, 251, 0.14) 70%,
    rgba(245, 248, 251, 0) 100%
  );
  -webkit-mask-image: linear-gradient(
    90deg,
    rgba(0, 0, 0, 1) 0%,
    rgba(0, 0, 0, 0.92) 14%,
    rgba(0, 0, 0, 0.64) 40%,
    rgba(0, 0, 0, 0.2) 74%,
    rgba(0, 0, 0, 0) 100%
  );
  mask-image: linear-gradient(
    90deg,
    rgba(0, 0, 0, 1) 0%,
    rgba(0, 0, 0, 0.92) 14%,
    rgba(0, 0, 0, 0.64) 40%,
    rgba(0, 0, 0, 0.2) 74%,
    rgba(0, 0, 0, 0) 100%
  );
}

.hero-loan-slider-shell::after {
  right: 0;
  background: linear-gradient(
    270deg,
    rgba(245, 248, 251, 0.72) 0%,
    rgba(245, 248, 251, 0.58) 16%,
    rgba(245, 248, 251, 0.34) 42%,
    rgba(245, 248, 251, 0.14) 70%,
    rgba(245, 248, 251, 0) 100%
  );
  -webkit-mask-image: linear-gradient(
    270deg,
    rgba(0, 0, 0, 1) 0%,
    rgba(0, 0, 0, 0.92) 14%,
    rgba(0, 0, 0, 0.64) 40%,
    rgba(0, 0, 0, 0.2) 74%,
    rgba(0, 0, 0, 0) 100%
  );
  mask-image: linear-gradient(
    270deg,
    rgba(0, 0, 0, 1) 0%,
    rgba(0, 0, 0, 0.92) 14%,
    rgba(0, 0, 0, 0.64) 40%,
    rgba(0, 0, 0, 0.2) 74%,
    rgba(0, 0, 0, 0) 100%
  );
}

.heroHomePrequalCard_heroPrequalCardContainer__ql3QS {
  margin: 0;
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.heroHomePrequalCard_heroPrequalCard__kjZpk {
  position: relative;
  flex: 1 1 0;
  max-width: calc((100% - 48px) / 4);
  min-height: 279px;
  padding: 30px 20px 20px 24px;
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: #fff;
  border: 2px solid #fff;
  border-radius: 16px;
  box-shadow:
    0 4px 8px -2px rgba(16, 24, 40, 0.1),
    0 2px 4px -2px rgba(16, 24, 40, 0.06);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
  will-change: transform;
}

.heroHomePrequalCard_heroPrequalCard__kjZpk > div:first-child {
  display: none;
}

.heroHomePrequalCard_heroPrequalCardPromotionWrapper__pm8ac {
  position: relative;
  width: 100%;
  height: 100%;
  border: 0;
  border-radius: 0;
  box-shadow: none;
}

.heroHomePrequalCard_heroPrequalCardContentWrapper__pRjQU,
.heroHomePrequalCard_heroPrequalCardMobileWrapper__ci_vt,
.heroHomePrequalCard_heroHomePrequalCardMobileSubWrapper___frkS {
  width: 100%;
  height: 100%;
}

.heroHomePrequalCard_heroHomePrequalCardMobileSubWrapper___frkS {
  display: flex;
  flex-direction: column;
  padding: 0;
}

.heroHomePrequalCard_heroPrequalCardTitle__qVMXP {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 0 0 10px;
}

.heroHomePrequalCard_heroPrequalCardTitle__qVMXP img {
  width: 48px;
  height: 48px;
  flex-shrink: 0;
  transition: transform 0.28s ease;
}

.heroHomePrequalCard_heroPrequalCardTitle__qVMXP div {
  color: rgb(17, 59, 94);
  font-size: 16px;
  font-weight: 700;
  line-height: 24px;
}

.heroHomePrequalCard_heroPrequalCardDescription__SttGd {
  margin: 0;
  min-height: 99px;
  color: rgb(85, 123, 146);
  font-size: 14px;
  font-weight: 400;
  line-height: 20px;
}

.heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg {
  margin: 10px 0 0;
  align-self: flex-start;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 165px;
  height: 48px;
  min-width: 165px;
  padding: 6px 16px;
  border-radius: 8px;
  border: 1px solid rgb(0, 119, 179);
  color: rgb(0, 119, 179);
  background: transparent;
  font-size: 14px;
  font-weight: 800;
  line-height: 20px;
  transition:
    transform 0.22s ease,
    background-color 0.22s ease,
    color 0.22s ease,
    border-color 0.22s ease,
    box-shadow 0.22s ease;
  text-decoration: none;
}

.heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg:hover {
  color: #fff;
  background: rgb(0, 119, 179);
}

.heroHomePrequalCard_heroPrequalCard__kjZpk:hover {
  transform: translateY(-8px);
  border-color: #d6eaf7;
  box-shadow:
    0 16px 30px -12px rgba(6, 44, 76, 0.4),
    0 12px 18px -12px rgba(0, 119, 179, 0.35);
}

.heroHomePrequalCard_heroPrequalCard__kjZpk:hover .heroHomePrequalCard_heroPrequalCardTitle__qVMXP img {
  transform: translateY(-1px) scale(1.06);
}

.heroHomePrequalCard_heroPrequalCard__kjZpk:hover .heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg {
  transform: translateY(-1px);
  box-shadow: 0 8px 16px rgba(0, 119, 179, 0.24);
}

.heroHomePrequalCard_heroPrequalCardPromotion__iP28W {
  position: absolute;
  top: -28px;
  right: 0;
}

.tag_tag__TPikM {
  border-radius: 16px;
  background: rgb(236, 253, 243);
  padding: 4px 8px;
  color: rgb(2, 122, 72);
  font-size: 12px;
  font-weight: 400;
  line-height: 17.1429px;
  transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.heroHomePrequalCard_heroPrequalCard__kjZpk:hover .tag_tag__TPikM {
  transform: translateY(-1px);
  box-shadow: 0 6px 14px rgba(2, 122, 72, 0.22);
}

.hero-lc-bottom {
  width: 638px;
  max-width: 100%;
  margin-top: 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
}

.hero-mail-link {
  display: inline-flex;
  align-items: center;
  color: rgb(254, 254, 254);
  font-size: 14px;
  font-weight: 700;
  line-height: 20px;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.hero-mail-icon {
  width: 30px;
  height: 28px;
  margin-right: 8px;
  background: url("../img/hero/lc/mail-offer.svg") no-repeat center / contain;
}

.hero-privacy-badge {
  width: 220px;
  height: 20px;
  object-fit: contain;
  flex-shrink: 0;
}

.js-hero-loan-swiper.heroHomePrequalCard_heroPrequalCardContainer__ql3QS {
  position: relative;
  display: block;
  overflow: hidden;
  width: 100%;
  padding: 14px 0 18px;
  cursor: grab;
  z-index: 1;
}

.js-hero-loan-swiper.heroHomePrequalCard_heroPrequalCardContainer__ql3QS::before,
.js-hero-loan-swiper.heroHomePrequalCard_heroPrequalCardContainer__ql3QS::after {
  content: none;
}

.js-hero-loan-swiper.heroHomePrequalCard_heroPrequalCardContainer__ql3QS::before {
  left: auto;
}

.js-hero-loan-swiper.heroHomePrequalCard_heroPrequalCardContainer__ql3QS::after {
  right: auto;
}

.js-hero-loan-swiper.is-dragging {
  cursor: grabbing;
}

.hero-loan-marquee-track {
  display: flex;
  align-items: stretch;
  width: max-content;
  will-change: transform;
  user-select: none;
}

.hero-loan-marquee-set {
  display: flex;
  align-items: stretch;
  gap: 18px;
  padding-right: 18px;
  flex-shrink: 0;
}

.hero-loan-marquee-item {
  display: flex;
  flex: 0 0 clamp(252px, 23vw, 292px);
}

.js-hero-loan-swiper .hero-loan-marquee-track {
  align-items: stretch;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk {
  width: 100%;
  max-width: none;
  min-height: 286px;
  padding: 24px 22px 20px;
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 0;
  background:
    radial-gradient(circle at 100% 0%, rgba(255, 255, 255, 0.82) 0%, rgba(255, 255, 255, 0) 34%),
    linear-gradient(160deg, rgba(255, 255, 255, 0.99) 0%, rgba(246, 250, 255, 0.96) 56%, rgba(233, 242, 250, 0.94) 100%);
  border: 1px solid rgba(255, 255, 255, 0.86);
  overflow: hidden;
  backdrop-filter: blur(16px);
  transform: translate3d(0, 0, 0);
  box-shadow:
    0 42px 96px rgba(2, 10, 21, 0.34),
    0 20px 40px rgba(8, 18, 36, 0.18),
    0 8px 18px rgba(11, 119, 179, 0.1),
    inset 0 1px 0 rgba(255, 255, 255, 0.88);
  cursor: pointer;
  transition:
    transform 0.32s ease,
    box-shadow 0.32s ease,
    border-color 0.32s ease;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 5px;
  background: linear-gradient(90deg, var(--loan-accent), rgba(255, 255, 255, 0.3));
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk::after {
  content: "";
  position: absolute;
  inset: auto -16% -36% auto;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.46) 0%, rgba(255, 255, 255, 0) 72%);
  pointer-events: none;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk > div:first-child {
  display: block;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCardPromotion__iP28W {
  position: static;
  top: auto;
  right: auto;
  display: flex;
  justify-content: flex-start;
  align-items: center;
  min-height: 28px;
  margin: 0 0 12px;
}

.js-hero-loan-swiper .tag_tag__TPikM {
  background: var(--loan-accent-soft);
  color: var(--loan-accent);
  font-weight: 700;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroHomePrequalCardMobileSubWrapper___frkS {
  width: 100%;
  height: 100%;
  padding: 0;
}

.heroHomePrequalCard_cardIcon {
  width: 56px;
  height: 56px;
  border-radius: 18px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  background: var(--loan-accent-soft);
  color: var(--loan-accent);
  box-shadow:
    inset 0 0 0 1px rgba(17, 59, 94, 0.08),
    0 12px 28px rgba(9, 29, 46, 0.12);
  font-size: 25px;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCardTitle__qVMXP {
  align-items: center;
  gap: 14px;
  margin-bottom: 14px;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCardTitle__qVMXP > div {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 4px;
}

.heroHomePrequalCard_cardEyebrow {
  display: block;
  color: var(--loan-accent);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.12em;
  line-height: 1.2;
  text-transform: uppercase;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCardTitle__qVMXP strong {
  display: block;
  color: rgb(17, 59, 94);
  font-size: 18px;
  font-weight: 800;
  line-height: 1.25;
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCardDescription__SttGd {
  min-height: 84px;
  margin: 0;
}

.js-hero-loan-swiper .heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg {
  min-width: 170px;
  margin-top: auto;
  position: relative;
  z-index: 2;
  color: #0b77b3;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.98) 0%, rgba(232, 245, 252, 0.96) 100%);
  border-color: rgba(11, 119, 179, 0.64);
  box-shadow:
    0 18px 36px rgba(11, 119, 179, 0.18),
    inset 0 1px 0 rgba(255, 255, 255, 0.88);
  cursor: pointer;
}

.js-hero-loan-swiper .heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg:hover,
.js-hero-loan-swiper .heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg:focus-visible,
.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk:hover .heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg,
.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk:focus-visible .heroHomePrequalCard_homePrequalCardsubmitBtn__pu3bg {
  color: #ffffff;
  background: var(--loan-accent);
  border-color: var(--loan-accent);
  box-shadow:
    0 18px 36px rgba(11, 119, 179, 0.28),
    0 0 0 3px rgba(255, 255, 255, 0.12);
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk:hover {
  transform: translateY(-12px) scale(1.01);
  border-color: rgba(255, 255, 255, 0.92);
  box-shadow:
    0 52px 108px rgba(2, 12, 24, 0.4),
    0 26px 44px rgba(8, 18, 36, 0.2),
    0 12px 28px rgba(11, 119, 179, 0.16),
    0 0 0 1px rgba(255, 255, 255, 0.28);
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk:hover .heroHomePrequalCard_cardIcon {
  transform: translateY(-2px) scale(1.05);
  box-shadow:
    inset 0 0 0 1px rgba(17, 59, 94, 0.08),
    0 18px 30px rgba(17, 59, 94, 0.18);
}

.js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk:focus-visible {
  outline: 3px solid rgba(255, 255, 255, 0.82);
  outline-offset: 4px;
}

@media (max-width: 1199.98px) {
  .tp-hero-area-2.hero-lc {
    min-height: auto;
    padding-top: 28px !important;
    padding-bottom: 40px !important;
  }

  .hero-lc-content {
    margin-top: 20px;
  }

  .hero-lc-title {
    font-size: 40px;
    line-height: 44px;
  }

  .hero-lc-question {
    margin-top: 44px;
  }

  .heroHomePrequalCard_heroPrequalCardContainer__ql3QS {
    flex-wrap: wrap;
  }

  .heroHomePrequalCard_heroPrequalCard__kjZpk {
    flex: 0 0 calc((100% - 16px) / 2);
    max-width: calc((100% - 16px) / 2);
  }

  .hero-loan-slider-shell {
    --hero-loan-visible-max: calc(100vw - 40px);
    --hero-loan-fade-width: 38px;
  }

  .hero-loan-marquee-item {
    flex-basis: clamp(244px, 35vw, 286px);
  }
}

@media (max-width: 767.98px) {
  .hero-lc .container {
    padding-right: 16px;
    padding-left: 16px;
  }

  .hero-lc-content {
    margin-top: 16px;
  }

  .hero-lc-title {
    font-size: 32px;
    line-height: 38px;
  }

  .hero-lc-question {
    margin-top: 28px;
  }

  .heroHomePrequalCard_heroPrequalCard__kjZpk {
    flex: 0 0 100%;
    max-width: 100%;
  }

  .js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCard__kjZpk {
    min-height: 274px;
  }

  .heroHomePrequalCard_heroPrequalCardDescription__SttGd {
    min-height: 0;
  }

  .hero-lc-bottom {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }

  .js-hero-loan-swiper .heroHomePrequalCard_heroPrequalCardTitle__qVMXP {
    gap: 12px;
  }

  .heroHomePrequalCard_cardIcon {
    width: 52px;
    height: 52px;
    font-size: 22px;
  }

  .hero-loan-slider-shell {
    --hero-loan-visible-max: calc(100vw - 26px);
    --hero-loan-fade-width: 30px;
  }

  .js-hero-loan-swiper.heroHomePrequalCard_heroPrequalCardContainer__ql3QS {
    padding-inline: 0;
  }

  .hero-loan-marquee-set {
    gap: 14px;
    padding-right: 14px;
  }

  .hero-loan-marquee-item {
    flex-basis: min(84vw, 310px);
  }
}

/* ============================
   Lending Partners Slider
   ============================ */
.lc-partners-section {
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, #ffffff 0%, #f6fbff 100%);
  border-bottom: 1px solid #e6edf4;
  padding: 42px 0 40px;
}

.lc-partners-section::before {
  content: "";
  position: absolute;
  left: -140px;
  top: -110px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(46, 165, 224, 0.16), rgba(46, 165, 224, 0));
  pointer-events: none;
}

.lc-partners-section .container {
  max-width: 1200px;
  padding-right: 20px;
  padding-left: 20px;
}

.lc-partners-head {
  margin-bottom: 20px;
  text-align: center;
}

.lc-partners-title {
  display: inline-block;
  margin: 0;
  color: #113b5e;
  font-family: "Mulish", sans-serif;
  font-size: 30px;
  font-weight: 900;
  line-height: 1.2;
  letter-spacing: 0;
  text-shadow: 0 8px 24px rgba(17, 59, 94, 0.08);
}

.lc-partners-slider {
  position: relative;
  width: 100vw;
  margin-left: calc(50% - 50vw);
  overflow: hidden;
  border-left: 0;
  border-right: 0;
  border-radius: 0;
  padding: 18px 4px;
  cursor: grab;
}

.lc-partners-slider::before,
.lc-partners-slider::after {
  content: "";
  position: absolute;
  z-index: 2;
  top: 0;
  width: 22px;
  height: 100%;
  pointer-events: none;
  backdrop-filter: blur(10px);
}

.lc-partners-slider::before {
  left: 0;
  background: linear-gradient(to right, rgba(255, 255, 255, 0.96) 14%, rgba(255, 255, 255, 0));
}

.lc-partners-slider::after {
  right: 0;
  background: linear-gradient(to left, rgba(255, 255, 255, 0.96) 14%, rgba(255, 255, 255, 0));
}

.lc-partners-slider.is-dragging {
  cursor: grabbing;
}

.lc-partners-track {
  display: flex;
  align-items: center;
  width: max-content;
  will-change: transform;
  user-select: none;
}

.lc-partners-track .lc-partners-set,
.lc-partners-slider > .lc-partners-set {
  align-items: center;
  display: flex;
  gap: 20px;
  padding-right: 20px;
  flex-shrink: 0;
}

.lc-partner-item {
  width: 208px;
  height: 88px;
  border: 1px solid #d6e5f2;
  border-radius: 14px;
  background: linear-gradient(180deg, #ffffff 0%, #f9fcff 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 14px 20px;
  transition:
    transform 0.28s ease,
    box-shadow 0.28s ease,
    border-color 0.28s ease,
    background 0.28s ease;
}

.lc-partner-item:hover {
  transform: translateY(-3px);
  border-color: #8fc7e4;
  background: linear-gradient(180deg, #ffffff 0%, #f2faff 100%);
  /* box-shadow:
    0 20px 36px rgba(0, 119, 179, 0.18),
    0 8px 16px rgba(17, 59, 94, 0.1); */
}

.lc-partner-item img {
  max-width: 100%;
  max-height: 48px;
  width: auto;
  height: auto;
  object-fit: contain;
  filter: saturate(1.05);
  transition: transform 0.28s ease;
}

.lc-partner-item:hover img {
  transform: scale(1.04);
}

@media (max-width: 1199.98px) {
  .lc-partners-section .container {
    padding-right: 16px;
    padding-left: 16px;
  }

  .lc-partners-title {
    font-size: 26px;
  }

  .lc-partner-item {
    width: 188px;
    height: 78px;
  }

  .lc-partner-item img {
    max-height: 42px;
  }
}

@media (max-width: 767.98px) {
  .lc-partners-section {
    padding: 34px 0;
  }

  .lc-partners-head {
    margin-bottom: 14px;
  }

  .lc-partners-title {
    font-size: 22px;
  }

  .lc-partner-item {
    width: 164px;
    height: 66px;
    border-radius: 10px;
    padding: 10px 14px;
  }

  .lc-partner-item img {
    max-height: 34px;
  }

  .lc-partners-slider {
    padding-left: 8px;
    padding-right: 8px;
  }

  .lc-partners-track .lc-partners-set,
  .lc-partners-slider > .lc-partners-set {
    gap: 14px;
    padding-right: 14px;
  }

  .lc-partners-slider::before,
  .lc-partners-slider::after {
    width: 10px;
  }
}

/* ============================
   Product Tabs Slider
   ============================ */
.lc-visually-hidden {
  position: absolute !important;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

.lc-tabshow-section {
  background: linear-gradient(180deg, #eff3f7 0%, #e9eef4 100%);
  padding: 76px 0 82px;
}

.lc-tabshow-section .container {
  max-width: 1200px;
  padding-right: 20px;
  padding-left: 20px;
}

.lc-tabshow-tabs {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-bottom: 40px;
}

.lc-tab-btn {
  border: 0;
  border-bottom: 2px solid #b7cadd;
  background: transparent;
  color: #113b5e;
  font-family: "Mulish", sans-serif;
  font-size: 27px;
  font-weight: 800;
  line-height: 1.3;
  padding: 0 0 10px;
  text-align: center;
  transition: color 0.25s ease, border-color 0.25s ease;
}

.lc-tab-btn:hover {
  color: #0a6ea5;
}

.lc-tab-btn.is-active {
  border-bottom-color: #df4a3d;
  color: #0a6ea5;
}

.lc-tabshow-slider {
  position: relative;
  overflow: hidden;
}

.lc-tabshow-track {
  display: flex;
  width: 100%;
  transition: transform 0.56s cubic-bezier(0.22, 0.61, 0.36, 1);
}

.lc-tabshow-slide {
  flex: 0 0 100%;
  width: 100%;
  display: grid;
  grid-template-columns: minmax(0, 52%) minmax(0, 48%);
  gap: 44px;
  align-items: stretch;
}

.lc-tabshow-media {
  position: relative;
  width: 100%;
  height: 480px;
  isolation: isolate;
}

.lc-tabshow-dot-grid {
  position: absolute;
  left: -40px;
  top: -42px;
  width: 190px;
  height: 130px;
  border-radius: 4px;
  background-image: radial-gradient(circle, #1ea6e0 1.45px, transparent 1.7px);
  background-size: 13px 13px;
  opacity: 0.8;
  z-index: 0;
  pointer-events: none;
}

.lc-tabshow-media-frame {
  position: absolute;
  inset: 0;
  background: #dbe5ef;
  border-radius: 18px;
  overflow: hidden;
  z-index: 1;
  box-shadow: 0 18px 34px rgba(15, 44, 70, 0.14);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.lc-tabshow-media-frame::after {
  content: "";
  position: absolute;
  inset: 0;
  border: 1px solid rgba(255, 255, 255, 0.42);
  border-radius: inherit;
  pointer-events: none;
}

.lc-tabshow-media-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.45s ease;
}

.lc-tabshow-content {
  background: rgba(255, 255, 255, 0.74);
  border: 1px solid #d8e4ef;
  border-radius: 18px;
  box-shadow: 0 12px 28px rgba(17, 59, 94, 0.08);
  padding: 30px 30px 26px;
  backdrop-filter: blur(3px);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.lc-tabshow-slide:hover .lc-tabshow-media-frame {
  transform: translateY(-5px);
  box-shadow: 0 24px 42px rgba(15, 44, 70, 0.2);
}

.lc-tabshow-slide:hover .lc-tabshow-media-frame img {
  transform: scale(1.04);
}

.lc-tabshow-slide:hover .lc-tabshow-content {
  transform: translateY(-4px);
  box-shadow: 0 22px 34px rgba(17, 59, 94, 0.14);
}

.lc-tabshow-slide-reverse .lc-tabshow-media {
  order: 2;
}

.lc-tabshow-slide-reverse .lc-tabshow-content {
  order: 1;
}

.lc-tabshow-kicker {
  margin: 0 0 10px;
  color: #0a6ea5;
  font-family: "Mulish", sans-serif;
  font-size: 13px;
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.lc-tabshow-content h3 {
  margin: 0 0 12px;
  color: #113b5e;
  font-family: "Mulish", sans-serif;
  font-size: 28px;
  font-weight: 900;
  line-height: 1.2;
  letter-spacing: 0;
}

.lc-tabshow-content p {
  margin: 0;
  color: #224f74;
  font-family: "Mulish", sans-serif;
  font-size: 18px;
  font-weight: 500;
  line-height: 1.58;
}

.lc-tabshow-list {
  margin: 14px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 7px;
}

.lc-tabshow-list li {
  position: relative;
  margin: 0;
  padding-left: 20px;
  color: #1b476d;
  font-family: "Mulish", sans-serif;
  font-size: 16px;
  font-weight: 600;
  line-height: 1.45;
}

.lc-tabshow-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 9px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: linear-gradient(180deg, #1ea6e0 0%, #0b76b4 100%);
}

.lc-tabshow-note {
  margin-top: 14px !important;
  color: #416785 !important;
  font-size: 15px !important;
  font-weight: 700 !important;
  line-height: 1.45 !important;
}

.lc-tabshow-btn {
  margin-top: 22px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 132px;
  min-height: 44px;
  padding: 8px 16px;
  border: 1px solid #b94b3a;
  border-radius: 8px;
  color: #b94b3a;
  font-family: "Mulish", sans-serif;
  font-size: 14px;
  font-weight: 700;
  line-height: 20px;
  text-decoration: none;
  transition: all 0.25s ease;
}

.lc-tabshow-btn:hover {
  color: #fff;
  background: #b94b3a;
  border-color: #b94b3a;
}

@media (max-width: 1199.98px) {
  .lc-tabshow-section {
    padding: 64px 0 68px;
  }

  .lc-tabshow-section .container {
    padding-right: 16px;
    padding-left: 16px;
  }

  .lc-tab-btn {
    font-size: 22px;
  }

  .lc-tabshow-tabs {
    margin-bottom: 36px;
  }

  .lc-tabshow-slide {
    gap: 34px;
  }

  .lc-tabshow-media {
    height: 410px;
  }

  .lc-tabshow-dot-grid {
    left: -24px;
    top: -30px;
    width: 150px;
    height: 100px;
    background-size: 12px 12px;
  }

  .lc-tabshow-content {
    padding: 24px 22px 22px;
  }

  .lc-tabshow-content h3 {
    font-size: 26px;
  }

  .lc-tabshow-content p {
    font-size: 17px;
  }

  .lc-tabshow-list li {
    font-size: 15px;
  }

  .lc-tabshow-btn {
    min-width: 126px;
    min-height: 42px;
    font-size: 14px;
  }
}

@media (max-width: 767.98px) {
  .lc-tabshow-section {
    padding: 48px 0 52px;
  }

  .lc-tabshow-tabs {
    gap: 10px;
    margin-bottom: 22px;
  }

  .lc-tab-btn {
    font-size: 14px;
    line-height: 1.2;
    padding-bottom: 10px;
  }

  .lc-tabshow-slide {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .lc-tabshow-media {
    height: 240px;
    border-radius: 14px;
  }

  .lc-tabshow-dot-grid {
    left: -10px;
    top: -14px;
    width: 110px;
    height: 74px;
    background-size: 10px 10px;
    opacity: 0.65;
  }

  .lc-tabshow-content {
    padding: 20px 16px 18px;
    border-radius: 14px;
  }

  .lc-tabshow-content h3 {
    font-size: 24px;
    line-height: 1.16;
    margin-bottom: 12px;
  }

  .lc-tabshow-content p {
    font-size: 16px;
    line-height: 1.5;
  }

  .lc-tabshow-list {
    margin-top: 10px;
    gap: 6px;
  }

  .lc-tabshow-list li {
    font-size: 14px;
    padding-left: 16px;
  }

  .lc-tabshow-list li::before {
    width: 7px;
    height: 7px;
    top: 7px;
  }

  .lc-tabshow-note {
    margin-top: 12px !important;
    font-size: 13px !important;
  }

  .lc-tabshow-btn {
    min-width: 122px;
    min-height: 40px;
    font-size: 14px;
    margin-top: 18px;
  }

  .lc-tabshow-slide-reverse .lc-tabshow-media,
  .lc-tabshow-slide-reverse .lc-tabshow-content {
    order: initial;
  }
}

/* ============================
   LendingClub Header Match
   ============================ */
#header-sticky.tp-header-area-2,
#header-sticky.tp-header-area-2.tp-header-sticky,
.lc-site-header,
.lc-site-header.tp-header-sticky {
  position: sticky;
  top: 0;
  left: auto;
  right: auto;
  width: 100%;
  animation: none;
  z-index: 1001;
}

.lc-site-header {
  background: #fff;
  border-bottom: 1px solid #e6ebf0;
}

.lc-header-container {
  max-width: 1200px;
  min-height: 70px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
}

.lc-header-logo a {
  display: inline-flex;
  align-items: center;
}

.lc-header-logo img {
  width: auto;
  height: 36px;
}

.lc-header-right {
  display: flex;
  align-items: center;
  margin-left: auto;
  gap: 18px;
}

.lc-main-menu .lc-nav-list {
  display: flex;
  align-items: center;
  gap: 24px;
}

.lc-main-menu.tp-main-menu ul li {
  margin-right: 0;
}

.lc-site-header .lc-main-menu.tp-main-menu .lc-nav-list > li > a,
.tp-header-sticky.lc-site-header .lc-main-menu.tp-main-menu .lc-nav-list > li > a {
  padding: 0 !important;
  height: 70px;
  display: inline-flex;
  align-items: center;
  color: rgb(17, 59, 94);
  font-family: "Mulish", sans-serif;
  font-size: 16px;
  font-weight: 700;
  line-height: 22px;
}

.lc-main-menu.tp-main-menu ul li:hover > a {
  color: rgb(0, 119, 179);
}

.lc-main-menu.tp-main-menu ul li.has-dropdown > a {
  display: inline-flex;
  align-items: center;
  gap: 14px;
}

.lc-caret {
  display: inline-block;
  width: 7px;
  height: 7px;
  border-right: 1.8px solid currentColor;
  border-bottom: 1.8px solid currentColor;
  transform: rotate(45deg) translateY(-1px);
  transition: transform 0.2s ease;
}

.lc-main-menu.tp-main-menu ul li:hover > a .lc-caret {
  transform: rotate(-135deg) translateY(-1px);
}

.lc-main-menu.tp-main-menu ul li .submenu {
  top: 100%;
  left: 0;
  width: 260px;
  padding: 10px 0;
  border: 1px solid #d8e2ec;
  border-top: 2px solid #df4a3d;
  border-radius: 12px;
  box-shadow: 0 16px 38px rgba(16, 24, 40, 0.14);
}

.lc-main-menu.tp-main-menu ul li .submenu li {
  margin: 0 !important;
  padding: 0 !important;
  transform: none !important;
  width: 100%;
}

.lc-main-menu.tp-main-menu ul li .submenu li a {
  display: block;
  width: 100%;
  height: auto !important;
  padding: 10px 16px;
  color: rgb(17, 59, 94);
  font-size: 14px;
  font-weight: 600;
  line-height: 20px;
}

.lc-main-menu.tp-main-menu ul li .submenu li a::before {
  display: none;
}

.lc-main-menu.tp-main-menu ul li .submenu li:hover > a {
  background: #f5f9fd;
  color: rgb(0, 119, 179);
}

.lc-signin-btn {
  border: 1px solid #b94b3a;
  border-radius: 8px;
  background: transparent;
  color: #b94b3a;
  font-family: "Mulish", sans-serif;
  font-size: 14px;
  font-weight: 700;
  line-height: 20px;
  padding: 8px 16px;
  transition: all 0.2s ease;
}

.lc-signin-btn:hover {
  background: #b94b3a;
  color: #fff;
}

.lc-header-mobile .hamburger-btn {
  width: 42px;
  height: 36px;
  border: 1px solid #d3dce6;
  border-radius: 8px;
  position: relative;
  display: inline-flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  transform: none;
  text-align: center;
}

.lc-header-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgb(17, 59, 94);
  font-family: "Mulish", sans-serif;
  font-size: 15px;
  font-weight: 700;
  line-height: 20px;
  text-decoration: none;
}

.lc-header-phone i {
  color: #0c7db4;
  font-size: 15px;
}

.lc-header-phone:hover {
  color: rgb(0, 119, 179);
}

body.home-rounded-header .lc-site-header,
body.home-rounded-header #header-sticky.tp-header-area-2 {
  position: sticky;
  background:
    linear-gradient(
      90deg,
      rgba(255, 186, 133, 0.34) 0%,
      rgba(255, 230, 154, 0.36) 24%,
      rgba(203, 237, 165, 0.36) 49%,
      rgba(176, 227, 238, 0.34) 73%,
      rgba(191, 211, 255, 0.34) 100%
    );
  border-bottom: 0;
  margin-bottom: 0;
  padding-top: 0;
  padding-bottom: 0;
  overflow: visible;
}

body.home-rounded-header .lc-site-header.tp-header-sticky,
body.home-rounded-header #header-sticky.tp-header-area-2.tp-header-sticky {
  background: transparent;
}

body.home-rounded-header .lc-header-container {
  position: relative;
  z-index: 1;
  margin-top: 0;
  padding: 0 22px;
  min-height: 74px;
  background: rgba(255, 255, 255, 0.88);
  border: 1px solid rgba(196, 214, 230, 0.9);
  border-radius: 22px;
  box-shadow:
    0 18px 40px rgba(14, 52, 91, 0.08),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(12px);
}

body.home-rounded-header .tp-header-sticky.lc-site-header .lc-header-container {
  margin-top: 0;
}

body.home-rounded-header .lc-signin-btn {
  border-radius: 999px;
}

body.home-rounded-header .lc-header-mobile .hamburger-btn {
  border-radius: 14px;
}

@media (max-width: 767px) {
  body.home-rounded-header .lc-site-header,
  body.home-rounded-header #header-sticky.tp-header-area-2,
  body.home-rounded-header .lc-site-header.tp-header-sticky,
  body.home-rounded-header #header-sticky.tp-header-area-2.tp-header-sticky {
    padding-top: 0;
    padding-bottom: 0;
  }
}

.lc-header-mobile .hamburger-btn span {
  display: block;
  position: relative;
  top: auto;
  left: auto;
  right: auto;
  width: 18px;
  height: 2px;
  margin: 0;
  border-radius: 2px;
  background: rgb(17, 59, 94);
  opacity: 1;
  transform: none;
}

@media (max-width: 1199.98px) {
  body.lc-offcanvas-open {
    overflow: hidden;
  }

  body .lc-site-header {
    transition:
      opacity 0.24s ease,
      visibility 0.24s ease,
      transform 0.24s ease;
  }

  body.lc-offcanvas-open .lc-site-header {
    opacity: 0;
    visibility: hidden;
    transform: translateY(-16px);
  }

  body .lc-header-mobile .hamburger-btn {
    width: 48px;
    height: 48px;
    gap: 4px;
    border: 1px solid rgba(17, 59, 94, 0.14);
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.96);
    box-shadow:
      0 14px 32px rgba(15, 23, 42, 0.08),
      inset 0 1px 0 rgba(255, 255, 255, 0.72);
    transition:
      background-color 0.24s ease,
      border-color 0.24s ease,
      box-shadow 0.24s ease,
      transform 0.24s ease;
  }

  body .lc-header-mobile .hamburger-btn:hover,
  body .lc-header-mobile .hamburger-btn.is-active {
    border-color: rgba(11, 119, 179, 0.32);
    box-shadow:
      0 18px 34px rgba(11, 119, 179, 0.16),
      inset 0 1px 0 rgba(255, 255, 255, 0.84);
  }

  body .lc-header-mobile .hamburger-btn span {
    position: relative;
    top: auto;
    left: auto;
    right: auto;
    width: 20px;
    height: 2px;
    background: #113b5e;
    margin: 0;
    transition:
      transform 0.24s ease,
      opacity 0.2s ease,
      background-color 0.24s ease;
  }

  body .lc-header-mobile .hamburger-btn.is-active span:nth-child(1) {
    transform: translateY(6px) rotate(45deg);
  }

  body .lc-header-mobile .hamburger-btn.is-active span:nth-child(2) {
    opacity: 0;
  }

  body .lc-header-mobile .hamburger-btn.is-active span:nth-child(3) {
    transform: translateY(-6px) rotate(-45deg);
  }

  body .body-overlay {
    background: rgba(9, 20, 35, 0.48);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
  }

  body .offcanvas__area {
    /* width: min(420px, 100vw); */
    background:
      radial-gradient(circle at top right, rgba(118, 207, 255, 0.18), transparent 28%),
      linear-gradient(180deg, #ffffff 0%, #f7fbff 100%);
    box-shadow: -18px 0 54px rgba(9, 20, 35, 0.18);
    border-left: 1px solid rgba(17, 59, 94, 0.08);
  }

  body .offcanvas__wrapper {
    padding: 24px 22px 28px;
  }

  body .offcanvas__top {
    margin-bottom: 22px;
    padding-right: 56px;
  }

  body .offcanvas__logo img {
    max-width: 152px;
    height: auto;
  }

  body .offcanvas__close {
    top: 22px;
    right: 22px;
  }

  body .offcanvas__close-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border: 1px solid rgba(17, 59, 94, 0.12);
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.92);
    box-shadow: 0 10px 24px rgba(15, 23, 42, 0.08);
  }

  body .offcanvas__close-btn::after {
    display: none;
  }

  body .offcanvas__close-btn svg {
    transform: none;
    color: #113b5e;
  }

  body .offcanvas__close-btn:hover svg {
    color: #0b77b3;
    transform: rotate(90deg);
  }

  body .tp-main-menu-mobile {
    margin-bottom: 28px !important;
    padding: 18px 18px 8px;
    border: 1px solid rgba(17, 59, 94, 0.08);
    border-radius: 24px;
    background: rgba(255, 255, 255, 0.92);
    box-shadow:
      0 16px 42px rgba(15, 23, 42, 0.08),
      inset 0 1px 0 rgba(255, 255, 255, 0.8);
  }

  body .tp-main-menu-mobile ul li {
    border-bottom: 1px solid rgba(17, 59, 94, 0.08);
  }

  body .tp-main-menu-mobile ul li:last-child {
    border-bottom: 0;
  }

  body .tp-main-menu-mobile ul li:not(:last-child) a {
    border-bottom: 0;
  }

  body .tp-main-menu-mobile ul li > a {
    padding: 16px 54px 16px 0;
    color: #113b5e;
    font-family: "Mulish", sans-serif;
    font-size: 18px;
    font-weight: 800;
    line-height: 1.35;
  }

  body .tp-main-menu-mobile ul li.has-dropdown > a.expanded,
  body .tp-main-menu-mobile ul li:hover > a {
    color: #0b77b3;
  }

  body .tp-main-menu-mobile ul li.has-dropdown > a .dropdown-toggle-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    top: 50%;
    right: 0;
    margin: 0;
    border: 1px solid rgba(17, 59, 94, 0.12);
    border-radius: 12px;
    background: #f8fbfd;
    color: #113b5e;
    transform: translateY(-50%);
    transition:
      background-color 0.22s ease,
      border-color 0.22s ease,
      color 0.22s ease,
      transform 0.22s ease;
  }

  body .tp-main-menu-mobile ul li.has-dropdown > a .dropdown-toggle-btn svg {
    width: 16px;
    height: 16px;
  }

  body
    .tp-main-menu-mobile
    ul
    li.has-dropdown
    > a
    .dropdown-toggle-btn.dropdown-opened {
    background: #0b77b3;
    border-color: #0b77b3;
    color: #ffffff;
  }

  body
    .tp-main-menu-mobile
    ul
    li.has-dropdown
    > a
    .dropdown-toggle-btn.dropdown-opened
    svg {
    transform: rotate(90deg);
  }

  body .tp-main-menu-mobile ul li .submenu {
    margin: 2px 0 14px;
    padding: 6px 0 4px 14px;
    border-left: 1px solid rgba(11, 119, 179, 0.16);
  }

  body .tp-main-menu-mobile ul li ul li {
    border-bottom: 0;
  }

  body .tp-main-menu-mobile ul li ul li a {
    width: 100%;
    margin-left: 0;
    padding: 10px 14px 10px 4px;
    color: #4f6678;
    font-size: 15px;
    font-weight: 700;
    line-height: 1.5;
  }

  body .tp-main-menu-mobile ul li ul li a:hover {
    color: #0b77b3;
  }

  body .offcanvas__contact {
    margin-top: 10px;
    margin-bottom: 0;
    padding: 22px;
    border: 1px solid rgba(17, 59, 94, 0.08);
    border-radius: 24px;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.94), rgba(245, 250, 255, 0.92));
    box-shadow:
      0 16px 40px rgba(15, 23, 42, 0.06),
      inset 0 1px 0 rgba(255, 255, 255, 0.84);
  }

  body .offcanvas__title {
    margin-bottom: 16px;
    color: #1b2430;
    font-family: "Mulish", sans-serif;
    font-size: 18px;
    font-weight: 900;
    letter-spacing: -0.02em;
  }

  body .offcanvas__contact-content {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
  }

  body .offcanvas__contact-content:last-child {
    margin-bottom: 0;
  }

  body .offcanvas__contact-content-icon {
    flex: 0 0 auto;
    width: 22px;
    text-align: center;
    padding-top: 2px;
  }

  body .offcanvas__contact-content-icon i,
  body .offcanvas__contact-content-icon span {
    color: #6ec1e4;
    font-size: 16px;
  }

  body .offcanvas__contact-content-content a {
    color: #4f6678;
    font-family: "Mulish", sans-serif;
    font-size: 16px;
    font-weight: 700;
    line-height: 1.55;
    text-decoration: none;
  }
}

.tp-header-sticky.lc-site-header {
  box-shadow: 0 6px 24px rgba(15, 23, 42, 0.08);
}

@media (max-width: 1399.98px) {
  .lc-header-container {
    max-width: 1280px;
  }

  .lc-main-menu.tp-main-menu ul li a {
    padding-left: 8px;
    padding-right: 8px;
    font-size: 14px;
  }

  .lc-header-phone {
    font-size: 14px;
  }
}

@media (max-width: 1199.98px) {
  .lc-header-container {
    min-height: 62px;
    padding: 0 16px;
  }

  .lc-header-logo img {
    height: 32px;
  }
}

.zc-disclosure-rider {
  margin: 0 0 18px;
  padding: 16px 18px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.05);
}

.zc-disclosure-rider-title {
  display: block;
  margin-bottom: 6px;
  color: #ffffff;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.zc-disclosure-rider p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
  font-size: 14px;
  line-height: 1.7;
}

.zc-disclosure-base {
  opacity: 0.9;
}

.zc-disclosure-copy {
  opacity: 0.85;
  margin-top: 14px;
  font-size: 14px;
  line-height: 1.6;
}

.tp-footer-area-2,
.tp-footer-area-2 .tp-footer-widget-content,
.tp-footer-area-2 .tp-footer-widget-content p,
.tp-footer-area-2 .tp-footer-widget-content span,
.tp-footer-area-2 .tp-footer-widget-content ul li,
.tp-footer-area-2 .tp-footer-widget-content ul li a,
.tp-footer-area-2 .tp-footer-widget-title,
.tp-footer-area-2 .tp-footer-copyright-inner p,
.tp-footer-area-2 .tp-footer-copyright-inner a,
.tp-footer-area-2 .zc-disclosure-base,
.tp-footer-area-2 .zc-disclosure-copy,
.tp-footer-area-2 .zc-disclosure-copy p {
  color: rgba(255, 255, 255, 0.94) !important;
}

.tp-footer-area-2 .tp-footer-widget-title {
  color: #ffffff !important;
}

.tp-footer-area-2 .tp-footer-widget-content ul li::after {
  background: rgba(255, 255, 255, 0.92) !important;
}

.tp-footer-area-2 .tp-footer-widget-social a {
  border-color: rgba(255, 255, 255, 0.08);
  background: rgba(255, 255, 255, 0.12);
}

.lc-apply-modal .modal-dialog {
  max-width: 930px;
}

.lc-apply-modal .modal-content {
  border: 1px solid rgba(17, 59, 94, 0.1);
  border-radius: 30px;
  background:
    radial-gradient(circle at top right, rgba(118, 207, 255, 0.14), transparent 24%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(249, 251, 255, 0.96));
  box-shadow:
    0 28px 90px rgba(9, 20, 35, 0.22),
    inset 0 1px 0 rgba(255, 255, 255, 0.84);
}

.lc-apply-modal .modal-body {
  position: relative;
  padding: 28px 28px 26px;
}

.lc-apply-modal__close {
  position: absolute;
  top: 16px;
  right: 16px;
  width: 44px;
  height: 44px;
  border: 1px solid rgba(17, 59, 94, 0.12);
  border-radius: 14px;
  background-color: rgba(255, 255, 255, 0.9);
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.08);
  opacity: 1;
}

.lc-apply-modal__close:hover {
  opacity: 1;
}

.lc-apply-modal__shell {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(260px, 0.95fr);
  gap: 28px;
  align-items: center;
}

.lc-apply-modal__copy {
  padding: 6px 6px 6px 2px;
}

.lc-apply-modal__eyebrow {
  display: inline-flex;
  align-items: center;
  padding: 10px 16px;
  border-radius: 999px;
  background: rgba(74, 130, 255, 0.12);
  color: #4a82ff;
  font-family: "Mulish", sans-serif;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.lc-apply-modal .modal-body h3 {
  margin: 18px 0 14px;
  max-width: 460px;
  color: #1f2b3d;
  font-family: "Mulish", sans-serif;
  font-size: clamp(34px, 4vw, 52px);
  font-weight: 900;
  letter-spacing: -0.04em;
  line-height: 1.06;
}

.lc-apply-modal .modal-body p {
  margin: 0;
  max-width: 500px;
  color: #67768b;
  font-family: "Mulish", sans-serif;
  font-size: 17px;
  font-weight: 700;
  line-height: 1.8;
}

.lc-apply-modal__tag {
  display: inline-flex;
  align-items: center;
  min-height: 50px;
  margin-top: 20px;
  padding: 12px 18px;
  border: 1px solid rgba(17, 59, 94, 0.12);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.94);
  color: #5a687c;
  font-family: "Mulish", sans-serif;
  font-size: 16px;
  font-weight: 800;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.76);
}

.lc-apply-modal__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.lc-apply-modal__primary,
.lc-apply-modal__secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 14px 22px;
  border-radius: 999px;
  font-family: "Mulish", sans-serif;
  font-size: 15px;
  font-weight: 900;
  text-decoration: none;
  transition:
    transform 0.22s ease,
    box-shadow 0.22s ease,
    background-color 0.22s ease,
    border-color 0.22s ease,
    color 0.22s ease;
}

.lc-apply-modal__primary {
  background: linear-gradient(90deg, #4a7dff 0%, #16b9dc 100%);
  color: #ffffff;
  box-shadow: 0 18px 34px rgba(41, 125, 228, 0.24);
}

.lc-apply-modal__primary:hover {
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 24px 38px rgba(41, 125, 228, 0.32);
}

.lc-apply-modal__secondary {
  border: 1px solid rgba(17, 59, 94, 0.12);
  background: rgba(255, 255, 255, 0.84);
  color: #113b5e;
}

.lc-apply-modal__secondary:hover {
  transform: translateY(-2px);
  border-color: rgba(11, 119, 179, 0.22);
  color: #0b77b3;
}

.lc-apply-modal__visual {
  position: relative;
  min-height: 300px;
}

.lc-apply-modal__blob,
.lc-apply-modal__dot,
.lc-apply-modal__wave,
.lc-apply-modal__megaphone-handle,
.lc-apply-modal__megaphone-body {
  position: absolute;
  display: block;
}

.lc-apply-modal__blob--sky {
  top: 18px;
  right: 20px;
  width: 148px;
  height: 84px;
  border-radius: 999px;
  background: rgba(190, 220, 245, 0.88);
}

.lc-apply-modal__blob--mint {
  left: 28px;
  bottom: 34px;
  width: 154px;
  height: 92px;
  border-radius: 50%;
  background: rgba(205, 232, 196, 0.7);
  filter: blur(14px);
}

.lc-apply-modal__dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
}

.lc-apply-modal__dot--blue {
  top: 84px;
  left: 32px;
  background: #4a82ff;
}

.lc-apply-modal__dot--green {
  right: 44px;
  bottom: 66px;
  background: #2eb65c;
}

.lc-apply-modal__dot--cyan {
  top: 32px;
  right: 72px;
  width: 7px;
  height: 7px;
  background: #11a8d0;
}

.lc-apply-modal__megaphone {
  position: absolute;
  inset: 36px 0 0 0;
}

.lc-apply-modal__megaphone-body {
  top: 82px;
  left: 68px;
  width: 148px;
  height: 94px;
  clip-path: polygon(0 38%, 100% 0, 100% 100%, 0 62%);
  border-radius: 18px;
  background: linear-gradient(135deg, #4a82ff 0%, #16b9dc 100%);
}

.lc-apply-modal__megaphone-handle {
  top: 146px;
  left: 76px;
  width: 38px;
  height: 72px;
  border-radius: 12px;
  background: linear-gradient(180deg, #21a5d7 0%, #2b8ed5 100%);
}

.lc-apply-modal__wave {
  top: 92px;
  right: 52px;
  border-top: 6px solid #2f98ea;
  border-right: 6px solid transparent;
  border-bottom: 6px solid transparent;
  border-left: 6px solid transparent;
  border-radius: 50%;
}

.lc-apply-modal__wave--one {
  width: 42px;
  height: 42px;
  border-left: 0;
  border-bottom: 0;
  transform: rotate(45deg);
}

.lc-apply-modal__wave--two {
  top: 82px;
  right: 36px;
  width: 64px;
  height: 64px;
  border-left: 0;
  border-bottom: 0;
  border-top-color: #4f89ff;
  transform: rotate(45deg);
}

.lc-apply-modal__wave--three {
  top: 70px;
  right: 18px;
  width: 88px;
  height: 88px;
  border-left: 0;
  border-bottom: 0;
  border-top-color: #77d0de;
  transform: rotate(45deg);
}

@media (max-width: 575.98px) {
  .lc-apply-modal .modal-dialog {
    margin: 16px;
  }

  .lc-apply-modal .modal-body {
    padding: 26px 20px 22px;
  }

  .lc-apply-modal__close {
    top: 14px;
    right: 14px;
    width: 38px;
    height: 38px;
    border-radius: 12px;
  }

  .lc-apply-modal__actions {
    flex-direction: column;
  }

  .lc-apply-modal__primary,
  .lc-apply-modal__secondary {
    width: 100%;
  }
}

@media (max-width: 991.98px) {
  .lc-apply-modal .modal-dialog {
    max-width: 720px;
  }

  .lc-apply-modal__shell {
    grid-template-columns: 1fr;
  }

  .lc-apply-modal__visual {
    min-height: 240px;
  }
}

body.hm-open {
  overflow: hidden;
}

.hm-overlay {
  position: fixed;
  inset: 0;
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 10030;
  padding: 24px;
  background: rgba(10, 14, 23, 0.62);
  -webkit-backdrop-filter: blur(6px);
  backdrop-filter: blur(6px);
}

.hm-overlay.is-visible {
  display: flex;
  animation: hm-fade 0.28s ease;
}

.hm-card {
  position: relative;
  width: min(640px, 94vw);
  border-radius: 28px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.56);
  background:
    radial-gradient(circle at top right, rgba(118, 207, 255, 0.16), transparent 26%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(247, 251, 255, 0.94));
  box-shadow:
    0 28px 90px rgba(0, 0, 0, 0.24),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(14px);
  animation: hm-rise 0.35s ease;
}

.hm-card::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  width: 100%;
  height: 4px;
  background: linear-gradient(90deg, #4a7dff 0%, #16b9dc 100%);
}

.hm-close {
  position: absolute;
  right: 18px;
  top: 18px;
  width: 44px;
  height: 44px;
  border-radius: 14px;
  border: 1px solid rgba(18, 28, 45, 0.12);
  background: rgba(255, 255, 255, 0.92);
  color: #1f2937;
  font-size: 22px;
  line-height: 1;
  display: grid;
  place-items: center;
  cursor: pointer;
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.08);
  transition: 0.2s ease;
}

.hm-close:hover {
  background: #f2f8ff;
  transform: scale(1.04);
}

.hm-content {
  padding: 42px 38px 36px;
}

.hm-content-single {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.hm-logo-wrap {
  display: inline-flex;
  align-items: center;
}

.hm-logo {
  display: block;
  width: auto;
  height: 44px;
  max-width: 190px;
}

.hm-content h2 {
  margin: 18px 0 10px;
  font-family: "Mulish", sans-serif;
  max-width: 500px;
  font-size: clamp(34px, 4vw, 46px);
  font-weight: 900;
  line-height: 1.08;
  letter-spacing: -0.04em;
  color: #111827;
}

.hm-location {
  margin: 0 0 10px;
  max-width: 520px;
  color: #315fe4;
  font-family: "Mulish", sans-serif;
  font-size: 14px;
  font-weight: 800;
  line-height: 1.65;
}

.hm-sub {
  margin: 0;
  max-width: 520px;
  color: #4b5563;
  font-family: "Mulish", sans-serif;
  font-size: 16px;
  font-weight: 700;
  line-height: 1.78;
}

.hm-role-wrap {
  margin-top: 22px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.hm-role {
  display: inline-flex;
  align-items: center;
  min-height: 38px;
  padding: 8px 14px;
  border-radius: 999px;
  border: 1px solid rgba(17, 59, 94, 0.1);
  background: rgba(255, 255, 255, 0.82);
  color: #355267;
  font-family: "Mulish", sans-serif;
  font-size: 13px;
  font-weight: 700;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.82);
}

.hm-actions {
  margin-top: 28px;
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}

.hm-btn {
  min-height: 52px;
  padding: 14px 24px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  text-decoration: none;
  font-family: "Mulish", sans-serif;
  font-size: 15px;
  font-weight: 900;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.hm-primary {
  color: #ffffff;
  background: linear-gradient(90deg, #4a7dff 0%, #16b9dc 100%);
  box-shadow: 0 16px 30px rgba(41, 125, 228, 0.24);
}

.hm-primary:hover {
  transform: translateY(-2px);
  color: #ffffff;
}

.hm-link {
  color: #4b5563;
  text-decoration: none;
  font-family: "Mulish", sans-serif;
  font-weight: 700;
}

.hm-link:hover {
  color: #111827;
}

@keyframes hm-fade {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

@keyframes hm-rise {
  from {
    opacity: 0;
    transform: translateY(18px) scale(0.98);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

@media (max-width: 520px) {
  .hm-overlay {
    padding: 14px;
  }

  .hm-card {
    width: min(100%, 94vw);
    border-radius: 22px;
  }

  .hm-content {
    padding: 30px 20px 22px;
  }

  .hm-close {
    top: 14px;
    right: 14px;
    width: 38px;
    height: 38px;
    border-radius: 12px;
  }

  .hm-content h2 {
    font-size: 28px;
  }

  .hm-sub {
    max-width: 100%;
    font-size: 15px;
  }

  .hm-location {
    max-width: 100%;
    font-size: 13px;
  }

  .hm-btn {
    width: 100%;
  }

  .hm-actions {
    flex-direction: column;
    align-items: stretch;
    gap: 12px;
  }

  .hm-link {
    text-align: center;
  }
}